We decided to go with a local lawyer for my conveyancing in Salford yesterday. Upon checking the Terms and Conditions I notewe are liable for charges even if the movefalls through. Should I ditch them and appoint an internet lawyer offering no move no charge conveyancing in Salford?
It is usually ‘give and take’ in that if "No Completion No Fee" is advertised then the conveyancing charges will generally be more expensive to counteract the conveyances that abort. Also remember that such promotions tend not to protect you from outlay e.g. Salford conveyancing search charges.
In what way does my ID and proof of funds have anything to do with my conveyancing in Salford? What am I being asked for?
In order to comply with Money Laundering Regulations any Salford conveyancing firm will require evidence of your identity in all conveyancing matters. This is usually satisfied by provision of a passport and an original bank statement or utility account showing your correct address.
In accordance with Money Laundering Regulations, conveyancing solicitors are obliged by law to investigate not only the identity of conveyancing clients but also the origin of fund that they receive in respect of any matter. An unwillingness to disclose this may lead to your conveyancer terminating their relationship with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your property lawyers will have an obligation to notify the appropriate authorities should they consider that any amounts received by them may contravene the Money Laundering Regulations.
We're in Salford, First timers purchasing with a mortgage (lender is Principality , and our solicitor is on the Principality conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Principality conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
My bid for a property was accepted at auction in Salford. Conveyancing is required. What are my next steps?
Having exchanged you should choose a conveyancing lawyer as a matter of priority as you are faced with a fast approaching deadline in which to complete the conveyancing. An auction property should have a corresponding legal pack. This will include most,if not all of the documents that your lawyer requires. If you have purchased leasehold premises the conveyancing pack may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to a leasehold property. You should pass this on to the conveyancer working for you at the earliest opportunity. Do make sure that your finances are in place to complete on the date specified in the contract.
My offer was accepted on a house in Salford on 5/12/2025, valuation was booked 3 days after, received a clean bill of health. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Yorkshire BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Yorkshire BS conveyancing panel. Are Yorkshire BS entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
Our offer on a house in Salford has been accepted, but there is a chain. The owners have placed an offer on a flat, but it’s not been accepted yet, and have viewings of other properties booked. I have instructed a high street conveyancing solicitor in Salford. What do I do now? At what point do I apply for the mortgage with HSBC?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is approx one thousand pounds, then survey, Salford conveyancing search charges, etc). First, you should ensure that your conveyancing practitioner is on the HSBC conveyancing panel. As to the subsequent stages this very much dictated by the uniqueness of your transaction, motivation for this property and on the state of the market. During a hot market some buyers will apply for the mortgage with HSBC and arrange for the valuation and only if it was satisfactory would they ask their conveyancing practitioner to move forward with searches.
Just had an offer accepted on a new build flat in Salford. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Salford
-
If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
Over the last few months I have been searching for a ground for flat up to £195,000 and found one near me in Salford I like with a park and railway links in the vicinity, the downside is that it's only got 51 years on the lease. There is not much else in Salford for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?
If you require a home loan the shortness of the lease will likely be problematic. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least 2 years you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this matter.