Why would one appoint a Salford conveyancing solicitors firm when web based conveyancers are so much cheaper?
By all means make sure that you compare conveyancing costs in Salford and you should seek an affordable fee calculation but don’t expend your energy getting the cheapest Salford conveyancer. Locating the right conveyancer can mark the distinction between a seamless and a frustrating move. It is important that you ensure that you have expert guidance from a specialist conveyancer. An e-mail can never replace a telephone call and can never replicate a face to face appointment. The firms that we work with will appoint you a qualified and top rated conveyancing solicitor that will handle your conveyancing from start to finish, providing a level of continuity that you rarely receive from an web based conveyancer. Our lawyers will keep you updated on any developments and keep you informed. Should you need to call the office you will know who to ask for and they will ensure you're not left wondering what's going on.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Salford. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 19/10/2025, the requirements read as follows :
When it comes to mortgage companies such as TSB, do Salford conveyancing practitioners face a fee to be on the conveyancing panel?
We are not aware of any bank fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
I have a mortgage with Co-operative for my property in Salford. Conveyancing was finalised some time ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Co-operative?
Co-operative must be informed of your intention in advance of letting out your property as this is likely to be a breach of Co-operative’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Co-operative directly. It should not be necessary to do this via a Co-operative conveyancing panel firm.
I've digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Salford solicitor - who is on the Lloyds conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Lloyds will need an independent valuation of the property. Your lawyer will not arrange this. Usually Lloyds will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Salford postcode. As you are getting a mortgage with Lloyds, you could contact them to see if they have a list of approved surveyors in Salford.
My wife and I purchased a renovated Victorian house in Salford. Conveyancing lawyer acted for me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold with the matching address. Is it worth asking Platform Home Loans Ltd to clarify?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Salford and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with the conveyancing lawyer who conducted the conveyancing.
Over the last few months I have been searching for a ground for flat up to £305k and found one near me in Salford I like with open areas and railway links in the vicinity, the downside is that it only has 51 years on the lease. There is not much else in Salford in this price bracket, so just wondered if I would be making a grave error buying a lease with such few years left?
If you require a home loan the remaining unexpired lease term will likely be an issue. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of 2 years you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this.
I am purchasing a flat and cash is in place. My solicitor has been supplied with with 2 separate evidence of photographic identification, bank statement, endless utility bills. Now he wants a copy from a probate lawyer acknowledging that the money is in order and that it has come from inheritance and not via illegitimate means.
For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Salford conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.