It is is a decade since I acquired my house in Whalley Range. Conveyancing lawyers have now been retained on the sale but I am unable to track down the title deeds. Will this cause complications?
You need not be too concerned. Firstly the deeds may be retained by the lender or they may be archived with the conveyancers who acted in the purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining current official copies of the land registers. The vast majority of conveyancing in Whalley Range relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is resolvable.
My wife and I have recently appointed a conveyancing solicitor in Whalley Range. I I am struggling to find out whether they are on the Birmingham Midshires approved list of lawyers. Can you help?
You should e-mail the conveyancer and enquire if they are on the lender panel. Alternatively please call Birmingham Midshires who may be able to assist.
We previously instructed conveyancers locally in Whalley Range on the TSB solicitor panel. They are now charging me a supplemental sum for handling the TSB mortgage. Is this a supplemental conveyancing fee set by TSB?
Provided it is contained in their Terms and Conditions or estimate then yes your conveyancing practitioner can levy a fee for this. This charge is not set by TSB but by your Whalley Range conveyancing practitioner. Some firms on the TSB panel will levy an ‘acting for lender’ fee but some practices include it on their overall fee.
I am buying a property in Whalley Range. A rare aspect is that the roof has a solar panel. Clydesdale have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Clydesdale your lawyer must check the conveyancing requirements outlined in Section 2 of UK Finance Lenders’ Handbook for Clydesdale. The CML Handbook includes minimum provisions for solar panel roof-space leases, and lawyers are required to report to Clydesdale where a lease does not comply with these provisions. The provisions relate to the installation of panels on properties countrywide and is not restricted to Whalley Range.
I am expecting a OIP from Virgin Money this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Virgin Money recommend any Whalley Range solicitors on the Virgin Money conveyancing panel, or is it better to go independently?
You will need to appoint Whalley Range solicitors independently although you'll need to choose one on the Virgin Money conveyancing panel. The solicitor represents both you and Virgin Money through the process.
I need some fast conveyancing in Whalley Range as I have a deadline to sign on the dotted line inside 4 weeks. A home loan is not required. Is it possible to escape the need for conveyancing searches to save money and time?
If.Given you are not taking a home loan you are at free not to have searches conducted although no lawyer would advise that you don't. Drawing on years of experience of conveyancing in Whalley Range the following are examples of issues that can appear and therefore affect future saleability: Enforcement Notices, Overdue Charges, Outstanding Grants, Unadopted Roads,...
My husband and I are 14 days into a residential purchase having been directed to solicitors by the selling agent to perform conveyancing in Whalley Range. I am am starting to be dissatisfied with the quality of service. Could you help me find new conveyancers?
They would need to be really bad to suggest changing them. Has the mortgage been generated? If so you need to advise them of the new contact details and ensure the offer are re-sent. Your new solicitor ideally should be on the lenders approved list to avoid supplemental costs and complications. That should be your first question of the new solicitors. Our search tool will assist you in finding a bank approved solicitor for your home move in Whalley Range
I am looking to buy a repossessed property in Whalley Range and the vendor would like to complete inside 28 days. Can a lawyer meet that timeframe? Am I best advised to instruct a high street Whalley Range firm or an online company that professes to complete quickly?
Attend your Whalley Range high street. Go in to a couple of solicitor’s offices and ask to see a conveyancing solicitor for a quote. Set out your requirements and try and obtain a commitment on speed. Appoint the firm that seems most trustworthy. Be sure to select a conveyancing practitioner on the panel of lawyers who can act for your lender.