Are the Devizes conveyancing solicitors identified as being on the Co-operative conveyancing panel, together with their details provided by Co-operative?
Devizes conveyancing firms themselves provide us confirmation that they are on the Co-operative conveyancing panel as opposed to being supplied with a list from Co-operative directly.
My fiance and I are purchasing a newly converted apartment in Devizes with a residential mortgage from Virgin Money.We would like to retain our Devizes conveyancing practitioner but Virgin Money says her practice is not listed on their approved list of member firms. It seems we are left with little choice but to instruct a Virgin Money panel solicitor or retain our local solicitor and pay for one of their panel ones to act for them. We feel as though this is unjust; Can we not simply insist that Virgin Money use our lawyer?
No, not really. The home loan issued to you is subject to its terms and conditions, one of which will be that solicitors will be on the Virgin Money approved list. in the past, most lenders had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Virgin Money
I currently have a mortgage with Clydesdale for my property in Devizes. Conveyancing has been completed 12 months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Clydesdale?
Clydesdale must be informed of your intention prior to letting out your property as this is likely to be a breach of Clydesdale’s mortgage conditions. It may be that Clydesdale will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Clydesdale directly. It should not be necessary to do this via a Clydesdale conveyancing panel solicitor.
I am due to exchange contracts on my house. I had a double glazing fitted in December 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, HSBC are being pedantic. The Devizes solicitor who is on the HSBC conveyancing panel is saying indemnity insurance will be fine but HSBC are insisting on a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?
It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My offer was accepted on a house in Devizes on 13/1/2025, valuation was booked 4 days after, all came back fine. Solicitor appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Leeds Building Society and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Leeds Building Society conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.
Is it necessary to take out insurance to cover chancel repairs when purchasing a property in Devizes?
Unless a previous acquisition of the premises took place after 12 October 2013 you could take it that conveyancing practitioners delivering conveyancing in Devizes to remain encouraging a chancel search and or insurance against a claim.
My business partner and I are intending to lease a unit on a shopping parade. Can you recommend conveyancers offering competitive charges for non-domestic conveyancing in Devizes for less than 1500k?
We can recommend firms who host a wealth of experience of commercial conveyancing in Devizes, including the disposal and purchase of businesses as well as simply property. Whether you are intending to purchase or lease a shop, pub, restaurant, office, retail premises or a whole business we will find you the right solicitor. As for the charges these will vary based on the structure and nuances of the deal. Please provide us with your contact information or call us so that we may provide you with a detailed commercial conveyancing calculation.
My partner and I are in the market for a responsive conveyancing lawyer in Devizes to assist me in selling my apartment. I I am concerned about being overcharged but with so many Devizes conveyancing firms out there...who's the best?
The first thing to do when choosing a Devizes conveyancer is listen to recommendations from friends or other professionals that you trust. You are likely to know someone who has used a conveyancing lawyer previously. Do use our tool to compare Devizes conveyancing quotes