I am acquiring a house mortgage free in Devizes. I have been living for the previous dozen years in Devizes. Conveyancing searches are exorbitant. Given that I know the area and road intimately should I not bother getting the solicitor to do all the conveyancing searches?
If you not getting a mortgage, then all but one or two of the Devizes conveyancing searches are optional. Your lawyer will try and sway you, no-doubt strongly, that you should have searches carried out, but he is duty bound to take that path of encouragement . One thing to take into account; if you are intend to sell the house one day, it will likely be be of interest to your future purchaser what the searches contain. There are plenty of instances where properties with day to day issues can still throw up unfavourable search results. A competent conveyancing solicitor in Devizes should provide you some helpful advice in this regard.
My Solicitor in Devizes has never been on on the Barclays Solicitor Panel. Can I still continue with my family solicitor notwithstanding that they are not on the Barclays list of approved lawyers?
Your options are as follows:
- Complete the purchase with your preferred Devizes lawyers but Barclays will need to instruct a solicitor on their panel. This will result in additional overall legal fees and result in frustration.
- Find a new solicitor to act in the conveyancing, not forgetting to check they are on the Barclays panel
Forgive me if this question is silly but I am wet behind the ears as a 1st time buyer of a two bedroom flat in Devizes. Do I collect the keys to the house on completion from my lawyer? If so, I will instruct a local conveyancing solicitor in Devizes?
On the day of completion you will not be required to attend the conveyancers office in Devizes. Conveyancing lawyers for you will electronically transfer the completion advance to the seller's solicitors, and once they have received this, you should be able to receive the keys from the Estate Agents and move into your new home. This tends to happen early afternoon.
Can I be sure that the Devizes conveyancing solicitor on the Nationwide panel is any good?
When it comes to conveyancing in Devizes getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the solicitor handling your transaction.
I am selling my house. I had a double glazing fitted in May 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, HSBC are being pedantic. The Devizes solicitor who is on the HSBC conveyancing panel is happy to accept ‘lack of building regulation’ insurance but HSBC are insisting on a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?
It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I used Stirling Law several years past for my conveyancing in Devizes. I now require my papers but cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Devizes of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm purchasing my first flat in Devizes with the aid of help to buy. The builders refused to move on the amount so I negotiated 6k of extras instead. The sale representative told me not reveal to my solicitor about the side-deal as it would impact my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
We're FTB’s - agreed a price, but the agent advised that the vendor will only proceed if we appoint the agent's chosen solicitors as they want an ‘expedited deal’. Our preferred option is to instruct a family conveyancer accustomed to conveyancing in Devizes
We suspect that the seller is unaware of this demand. Should the seller desire ‘a quick sale', turning down a motivated buyer is counter productive. Contact the sellers directly and make sure they understand (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you intend to proceed fast (e)but you will continue to use your own,trusted Devizes conveyancing firm - not the ones that will earn the negotiator at the agency a introducer fee or hit his conveyancing targets set by senior management.