Me and my partner are purchasing a 2 bedroom apartment in Sileby with a mortgage. We wish to retain our Sileby lawyer, however the lender advise she’s not on their "panel". It seems we have little choice but to select one of the bank panel firms or keep our Sileby solicitor as well as pay for one of their panel ones to act for them. This feels very unfair; can we not require that the bank use our Sileby solicitor ?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Sileby conveyancing lawyer to apply to be on the conveyancing panel.
Would the conveyancing solicitors via your comparison service handle conveyancing in Sileby by way of an attended exchange?
We do have a number of conveyancing specialists who can conduct 24hr exchanges. You should e-mail us to obtain a fee calculation and details as to availability.
Finally the sale completed on my house in Sileby last September but my buyer keeps whats apping me to say their lawyer needs to hear from mine. What should my lawyer have done following completion?
After completion of your disposal your conveyancer should forward the transfer deeds and all additional paperwork to the buyer’s lawyers. Depending on the transaction, your lawyer must also confirm that the legal charge in favour of the lender has been paid off to the buyers conveyancers. There is unlikely to be post completion formalities specific conveyancing in Sileby.
I have todaybeen informed that Arc property Solicitors have been shut down. They carried out my conveyancing in Sileby for a purchase of a leasehold flat 10 months ago. How can I establish that my home is not still registered in the name of the previous owner?
The quickest way to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Sileby conveyancing specialists.
I decided to have a survey done on a house in Sileby before retaining lawyers. I have been advised that there is a flying freehold aspect to the house. My surveyor has said that some mortgage companies may not issue a loan on a flying freehold property.
It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. Should you wish to call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Sileby. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Sileby to see if the conveyancing will be more expensive.
Taking into account that I will soon part with £400,000 on a house in Sileby I would like to talk to a conveyancer concerning thehouse move before giving the go ahead to the firm. Can this be arranged?
Absolutely - it is our preference to talk to you we do not take any clients on without you liaising with the conveyancer due to be carrying out your conveyancing in Sileby.There is no ‘factory style conveyancing’ - each client is unique individual, not a case number. The law firms that we put you in touch with believe that the figure you are provided with for your conveyancing in Sileby should be the figure that you are charged.