I am progressing with the sale of my flat in Sileby and the estate agent has just telephoned to say that the buyers are changing their solicitor. The excuse is that the mortgage company will only work with property lawyers on their conveyancing panel. On what basis would a major mortgage company only work with specific law firms rather the firm that they want to choose for their conveyancing in Sileby ?
Lenders have always had panels of law firms that can represent them, but in the last few years big names such as Yorkshire Building Society, have considered and reduced their conveyancing panel– in some cases removing conveyancing firms who have acted for them for many years.
Lenders point to the increase in fraud by way of justification for the cull – criteria have been tightened as a smaller panel is easier to keep an eye on. Banks tend not to reveal how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society claims that it is hearing daily from firms that have been removed from panels. Plenty of firms are unaware that they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. The purchasers are unlikely to have any sway in the decision.
Having sold my house in Sileby last February yet the purchaser is e-mailing every few hours to moan that their solicitor is waiting to hear from myconveyancer. What are the post completion sale legalities following completion?
After completion of your sale your lawyer is duty bound to forward the transfer deeds and all supplemental paperwork to the purchaser's conveyancer. Where relevant, your lawyer must also confirm that the mortgage has been discharged to the purchasers lawyers. There is unlikely to be post completion requirements specific conveyancing in Sileby.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Sileby. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 24/9/2026, the requirements read as follows :
What is the difference between a licensed conveyancer and conveyancing solicitor in Sileby
Two types of professional can perform conveyancing in Sileby namely licenced conveyancers or solicitors. Both professionals administer the legal services that you need to complete the disposal or acquisition of property. Both are duty bound to carry out Sileby conveyancing on similar standards and guidelines so you can be safe in the knowledge that your conveyancing will be professionally conducted and that all requirements and procedures should be correctly adhered to.
I am assisting my aunt sell her flat in Sileby. Will the solicitor arrange the EPC or should I organise this?
Following the abolition of Home Packs, energy assessments became a compulsory element of selling a property. An energy assessment must be commissioned in advance of the property being marketed. It is not as aspect of the sale process that law firms normally organise. If you are instructing a Sileby conveyancing solicitor they may help arrange energy assessments given their relationships with reputable Sileby energy assessors
We were going to get a OIP from RBS this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do RBS recommend any Sileby solicitors on the RBS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Sileby solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Sileby is where the house is located. What do you suggest?
Flying freeholds in Sileby are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Sileby you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Sileby may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My wife and I intend to acquire our first home in Sileby. Conveyancing solicitor already appointed. The mortgage adviser advised that a survey is not appropriate as the property was only built in 2001.
You would be best advised to have a Home Buyer's Report. Given the property was constructed more than a decade ago the property will be without a warranty, so you don't want to take a risk. Where a property of this age shows no signs of defects a Home Buyer's report may suffice. The report should highlight any apparent problems and suggest further investigation if appropriate. If there are any indications of material issues seek a full Building Survey from the beginning.