In the event thatI was to acquire a straightforward homein Anstey mortgage fee and have no survey and no conveyancing searches how much would I expect to have to pay for conveyancing in Anstey?
The only reduction in fees you would achieve is the Anstey conveyancing searches. A conveyancing practitioner still got to do everything else - money laundering, correspond with your vendors conveyancer, SDLT submission, register the title etc. A slight saving might be made by not needing to register a mortgage however it will not be significant.
In what way does my ID and proof of funds have anything to do with my conveyancing in Anstey? Why is this being asked of me?
In order to comply with Money Laundering Regulations any Anstey conveyancing firm will require proof of identity in all conveyancing matters. This is normally satisfied by provision of a passport and an original bank statement or utility account showing your correct address.
Under Money Laundering Regulations, conveyancing solicitors are obliged by law to validate not just the identity of conveyancing clients but also the origin of fund that they receive in respect of any matter. Refusal to disclose this may result in your conveyancer terminating their relationship with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your property lawyers will have an obligation to make a disclosure to the relevant authorities should they consider that any monies received by them may contravene the Anti-terror and anti-money-laundering rules.
My wife and I are planning on selling our house in Anstey and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. A high street Anstey lawyer would know that there is no such problem. For the life of me I don't know why the buyers instructed a factory type conveyancing practice rather than a conveyancing solicitor in Anstey. We have lived in Anstey for six years we know of no issue. Should we contact our local Authority to obtain clarification need.
It would appear that you have a conveyancing lawyer already. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I used Stirling Law several years past for my conveyancing in Anstey. Now, I need my files however the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Anstey of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm purchasing my first flat in Anstey benefiting from help to buy. The developers would not move on the price so I negotiated £7000 of extras instead. The sale representative suggested that I not disclose to my conveyancer about this side-deal as it would jeopardize my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I'm converting the mortgage on my primary property to a BTL mortgage with Barnsley Building Society and intend to use the remaining equity as a down payment on another property. The neighborhood we are interested in is Anstey. Will your conveyancers be able to act for both sets of lenders and tie in the two deals?
Make use of our comparison tool on this site to check that the lawyers are on the relevant lender panels. Assuming that they are your conveyancer will be able to connect the two deals but you should have a chat with you lawyer and specify your expectations and needs.