We are acquiring a new build flat in Anstey and my lawyer is telling me that she is duty bound to the mortgage company to reveal incentives from the developer. The Estate Agents are hassling me to exchange contracts and my preference is not to prolong matters. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
It is a dozen years since I bought my home in Anstey. Conveyancing solicitors have now been retained on the sale but I am unable to track down my deeds. Is this a problem?
You need not be too concerned. First the deeds may be retained by the lender or they could be in the possession of the lawyers who handled the purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Almost all conveyancing in Anstey relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is resolvable.
My mortgage company has suggested a law firm on their panel based in Anstey but I would rather use a conveyancing lawyer in Anstey local to me. Are you able to help?
Not all Anstey conveyancing practices are approved and listed on all lender’s conveyancing panel. Use our search tool to choose a Anstey conveyancing firm on the on the mortgage company panel.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Anstey?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Anstey. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Is it possible to switch conveyancer as I have to choose a firm on the National Westminster Bank conveyancing panel. I was using a local conveyancing solicitor in Anstey round the corner but she is not accepted by National Westminster Bank
We will our best to assist in finding you a conveyancing solicitor in Anstey on the National Westminster Bank panel. Please note that the property lawyers that we on the directory do not pay us fee if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Anstey. Using the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Anstey.
My husband and I are 3 weeks into a leasehold purchase having been directed to a firm by the high street agent to perform conveyancing in Anstey. We are not happy. Could you help me find new conveyancers?
A conveyancer would need to be really bad to suggest replacing them. Has the loan offer been generated? In the event that it has you must inform them of the new contact details and have the loan are re-sent. The conveyancer should be on the lenders panel to avoid added fees and frustration. That should be your starting point. The find a solicitor tool should help you find a bank approved lawyer for your conveyancing in Anstey