We just had an offer accepted to purchase with Coventry BS. We have called around locally but am unable to find a Boldon conveyancing firm on the Coventry BS approved list. Can you help?
Please do take advantage of the find a conveyancing panel solicitor tool on this page. Pick the lender and type Boldon or your preferred area and you will see a number of lawyer located in Boldon or near you.
This question may be naive but I am unseasoned as FTB of a two bedroom flat in Boldon. Do I receive the keys to the house on the completion date from my lawyer? If so, I will find a High Street conveyancing solicitor in Boldon?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the completion advance to the seller's lawyers, and once they have received this, you will be invited to collect the keys from the property Agents and move into your new home. Usually this happens early afternoon.
We are aiming to move house in February. Should my conveyancing solicitor liaise with the removal company on the day of completion. Incidentally, can you suggest a removal company in Boldon. Conveyancing firm was chosen prior to coming across this website.
On the day of completion you can collect the house keys from the property agent however this should only happen after the sellers lawyers advise the agent that they have the completion monies and the keys can be handed over. You can tell the removal men that you are ready to move in. As a matter of policy we do not suggest a particular removal company but can assist you in locating a conveyancing in Boldon or a legal practice that specialises in conveyancing in Boldon.
UBS have agreed my mortgage in principle, my bid on a flat in Boldon has been accepted, now what?
Your estate agent will want to be advised as to your lawyer's details (make sure the solicitors are on the bank’s approved list). Call up UBS or your broker and complete any appropriate documentation. UBS will appoint a valuer who will get in touch with the selling agent or seller to schedule a slot for the valuation to happen. Once conducted (assuming no problems) it takes on average a week for the mortgage offer to be issued. UBS will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Boldon.
I have justbecome aware that Action Conveyancing have been shut down. They conducted my conveyancing in Boldon for a purchase of a leasehold flat 10 months ago. How can I establish that my home is not still registered in the name of the former proprietor?
The easiest method to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Boldon conveyancing specialists.
I am buying my first flat in Boldon with a loan from Britannia. The sellers refused to budge the price so I negotiated 6k of additionals instead. The house builders rep suggested that I not to tell my lawyer about the deal as it could impact my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Over the last few months I have been searching for a ground for flat up to £305k and identified one near me in Boldon I like with amenity areas and railway links in the vicinity, the downside is that it only has 51 remaining years left on the lease. There is not much else in Boldon for this price, so just wondered if I would be making a grave error purchasing a short lease?
If you require a home loan the shortness of the lease will be a potential deal breaker. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of 2 years you can request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the bank conveyancing panel. My lawyer has said that they are on the bank approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the lender conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the lender solicitor panel.