The Seaburn conveyancing firm handling our Seaburn conveyancing has spotted an inconsistency when comparing the information in the valuation report and what is in the title deeds. My solicitor says that he must check that the lender is happy with this discrepancy and is still content to lend. Is my solicitor’s stance correct?
Your solicitor must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
When looking at mumsnet.com for a cheap solicitor in Seaburn, most post that I should instruct a CQS kitemarked lawyer. What is CQS?
The Conveyancing Quality Scheme (CQS) provides a recognised quality standard for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * adherence to best practice conveyancing procedures via the scheme protocol It covers numerous companies who carry out conveyancing in Seaburn.
The deeds to our property can not be found. The conveyancers who dealt with the conveyancing in Seaburn 4 years ago no longer exist. What are my options?
Assuming you have a registered title the details of your ownership will be retained by HMLR under a Title Number. It is possible to carry out a search at the Land Registry, identify your house and obtain current copies of the property title for a small fee. If the property is Leasehold then the Land Registry will in most cases retain a file duplicate of the Registered Lease and again, a copy can be obtained for a small fee.
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what should have been a simple, chain free conveyancing. Seaburn is the location of the property. What do you suggest?
Flying freeholds in Seaburn are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Seaburn you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Seaburn may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Is it possible to transfer to a new firm as I need to choose one who is on the Clydesdale conveyancing panel. I instructed a family conveyancing solicitor in Seaburn round the corner but the firm is not approved by Clydesdale
It would be our pleasure to help you select a conveyancing solicitor in Seaburn on the Clydesdale panel. Please note that the solicitors that we on the directory do not pay us fee if you instruct them and are under regulation of the SRA who regulate all conveyancing solicitors in Seaburn. In utilising search facility on this site, you can compare fees for conveyancing solicitors in Seaburn and beyond.
Is it best to use a Seaburn conveyancing practitioner in close proximity to the house I am purchasing? I have an old university friend who can carry out the legal work however her office is 200kilometers drive away.
The primary upside of using a local Seaburn conveyancing practice is that you can drop in to execute documents, hand in your identification documents and apply pressure on them where appropriate. They will also have local intelligence which is a bonus. That being said it's more important to get someone that will do a good and efficient job. If you know people who used your friend and the majority were impressed that should trump using an unknown Seaburn conveyancing lawyer just because they are based in the area.