Is it the case that all Mexborough and Swinton solicitor firms on the Nationwide conveyancing panel are regulated by the SRA?
As a firm of solicitors, in order to be on the Nationwide conveyancing panel they would need to be overseen by the SRA. Some mortgage companies do list licenced conveyancers on their panel and in that case the organisation would be overseen by the Council of Licensed Conveyancers.
Completion of my purchase has taken place for my property in Mexborough and Swinton. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
My offer was accepted on a house in Mexborough and Swinton on 10/10/2025, valuation was booked 2 days after, all came back fine. Property lawyer retained, so all that was missing was my mortgage offer. Having made daily calls to Kent Reliance and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Kent Reliance conveyancing panel. Are Kent Reliance entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.
My wife and I are selling our property in Mexborough and Swinton and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A local conveyancer would know that there is no such problem. It does beg the question why the buyers instructed a web based conveyancing firm rather than a conveyancing solicitor in Mexborough and Swinton. Having lived in Mexborough and Swinton for 5 years we know of no issue. Is it a good idea to get in touch with our local Authority to seek clarification that there is no issue.
It would appear that you have a conveyancing lawyer already. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I have been on the look out for a flat up to £235,500 and identified one close by in Mexborough and Swinton I like with a park and station nearby, however it only has 49 remaining years left on the lease. There is not much else in Mexborough and Swinton in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you require a home loan that many years will be problematic. Reduce the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least twenty four months you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this.
I need to appoint a conveyancing solicitor for freehold conveyancing in Mexborough and Swinton. I happened to stumble upon a web site which appears to be the ideal solution If there is a chance to get all the legals done via email that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I've found a house that seems to be perfect, at a reasonable figure which is making it all the more appealing. I have just found out that it's a leasehold as opposed to freehold. I would have thought that there are particular concerns purchasing a house with a leasehold title in Mexborough and Swinton. Conveyancing lawyers have are soon to be instructed. Will they explain the issues?
The majority of houses in Mexborough and Swinton are freehold rather than leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can help the conveyancing process. It is clear that you are purchasing in Mexborough and Swinton in which case you should be shopping around for a Mexborough and Swinton conveyancing solicitor and check that they are used to dealing with leasehold houses. As a matter of priority you will need to check the unexpired lease term. Being a tenant you will not be at liberty to do whatever you want with the house. The lease comes with conditions such as requiring the freeholder’sconsent to conduct changes to the property. You may also be required to pay a maintenance charge towards the maintenance of the communal areas where the property is part of an estate. Your solicitor should appraise you on the various issues.
Mexborough and Swinton Leasehold Conveyancing - A selection of Queries before Purchasing
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Are any of leasehold owners in arrears of their service charge payments? The best form of lease arrangement is if the freehold interest is in the ownership of the leaseholders. In this arrangement the tenants enjoy control and notwithstanding that a managing agent is often employed where it is bigger than a house conversion, the managing agent retained by the leaseholders. The majority of Mexborough and Swinton leasehold flats will be liable to pay a service bill for the upkeep of the block set on behalf of the freeholder. Where you purchase the property you will have to meet this amount, normally periodically accross the year. This can be anything from two or three hundred pounds to thousands of pounds for large purpose-built blocks. There will also be a rentcharge for you to pay annual, this is usually not a large sum, say about £25-£75 but you should to check it because occasionally it could be many hundreds of pounds.
I'm selling a bungalow in Mexborough and Swinton. I have found my conveyancer's company on the Law Society's list, but I can't find my conveyancer's name on the list. Is this a big problem?
Not all staff in the company must be listed by the regulator. Provided there is a manager qualified to 'oversee' the work, the actual day-to-day activity can be conducted by unlicensed staff.