We were just about to exchange contracts for a leasehold flat in Mexborough and Swinton. We encountered a snag. Our loan offer with Nationwide Building Society expires on 6/11/2025 but the sellers are suggesting a completion date of 10/11/2025. Can one prolong the loan offer?
The person best placed to deal with your question is your solicitors who will assess if he or she is better off negotiating with the mortgage broker, seller’s representatives, estate agents or conceivably all parties given what has happend in your conveyancing to date.
I just bought a flat at auction in Mexborough and Swinton. Conveyancing is needed. What is next?
Given that you are now to in every practical sense signed on the dotted line you will need to find a conveyancing practitioner as a matter of priority as you are faced with a pending a fixed date to complete the property. Every auction property should have an associated legal pack. This will likely include evidence of title and search results. In the case of leasehold premises the conveyancing papers should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to a leasehold property. You need to pass this on to your appointed conveyancing solicitor as soon as possible. Do make sure that you have funds organised to complete the transaction on the set completion date.
I am purchasing a end of terrace house in Mexborough and Swinton. We would like to an extension at the rear at the house.Will legal investigations on the property involve checks to see if these alterations were previously refused?
Your solicitor will check the registered title as conveyancing in Mexborough and Swinton will on occasion identify restrictions in the title deeds which restrict categories of alterations or require the consent of a 3rd party. Some works call for local authority planning permissions and approval in accordance building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be sensible to check these things with a surveyor prior to committing yourself to a purchase.
I am selling my house. I had a double glazing fitted in November 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Nationwide are being pedantic. The Mexborough and Swinton solicitor who is on the Nationwide conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Nationwide are insisting on a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have justdiscovered that Wolstenholmes have been shut down. They carried out my conveyancing in Mexborough and Swinton for a purchase of a leasehold flat 12 months ago. How can I check that my home is in my name in the name of the previous owner?
The easiest way to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Mexborough and Swinton conveyancing specialists.
I decided to have a survey completed on a house in Mexborough and Swinton before appointing conveyancers. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some banks will not grant a loan on such a premises.
It varies from the lender to lender. Bank of Scotland has different instructions from Halifax. If you contact us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Mexborough and Swinton. Conveyancing will be smoother if you use a solicitor in Mexborough and Swinton especially if they are accustomed to such properties in Mexborough and Swinton.
My step-father has encouraged me to instruct his conveyancing solicitors in Mexborough and Swinton. Do I follow his guidance?
Much as we are happy to recommend a Mexborough and Swinton conveyancing lawyer the ideal way to select a conveyancing lawyer is to seek referrals from friends or family who have previously instructed the firm that you are are thinking of instructing.
Why do Mexborough and Swinton conveyancing charges differ for leasehold and freehold properties?
If buying a leasehold property there is more work involved purely due to the fact that usually there are further parties involved in the form of the freeholder and/or Management Agents. As part of a lawyers enquiries they will check that all ground rent and service charges are paid up to date amongst other general leasehold matters. For this reason, the Sellers lawyers usually have to refer to the freeholder or Managing Agent for their replies to our questions. This may be time consuming and beyond the lawyers control