I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Brinsworth. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 21/1/2025, the requirements read as follows :
What is the difference between a licensed conveyancer and conveyancing solicitor in Brinsworth
There are two types of lawyers who can do conveyancing in Brinsworth namely licenced conveyancers or solicitors. The two can administer the legal services that required to complete the sale or purchase of property. They are both obliged to execute Brinsworth conveyancing on similar standards and guidelines so you may be sure that your conveyancing will be properly administered and that the necessary steps will be accurately adhered to.
I happen to be the only beneficiary of my late mum's will with all property in now in my sole name, including the my former home in Brinsworth. Conveyancing formalities meant that the Land Registry date was in December. I plan to dispose of the property. I do know about the Mortgage Lenders 6 month 'rule', which means that my property ownership will be considered the same way as though I had purchased the house in December. Will no one buy the property for half a year?
The CML handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. many lenders would take a sensible view as this provision is chiefly there to identify the purchase and immediately sell or the wholesaling and assigning of properties.
Can I be sure that the Brinsworth conveyancing solicitor on the RBS panel is any good?
When it comes to conveyancing in Brinsworth seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer conducting your transaction.
I used Stirling Law several years ago for my conveyancing in Brinsworth. I now require my file however the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Brinsworth of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing a new build house in Brinsworth with a mortgage from Norwich and Peterborough Building Society. The sellers refused to reduce the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep suggested that I not inform my conveyancer about the side-deal as it could affect my mortgage with Norwich and Peterborough Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I'm converting the mortgage on my current house to a buy to let mortgage with National Westminster Bank and intend to use the remaining equity towards further property. The area we are looking at is Brinsworth. Will your lawyers be able to act for the two mortgage companies and tie in the two deals?
Make use of our comparison tool on this page to be sure that the lawyers are on the appropriate lender panels. Assuming that they are your solicitor will be able to simultaneously deal with the two deals but you should talk with you lawyer and communicate your expectations and needs.
I've recently bought a leasehold house in Brinsworth. Do I have any liability for service charges relating to a period prior to completion of my purchase?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I acquired a leasehold flat in Brinsworth, conveyancing was carried out in 2012. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent flats in Brinsworth with an extended lease are worth £216,000. The average or mid-range amount of ground rent is £50 charged once a year. The lease runs out on 21st October 2094
You have 69 years unexpired the likely cost is going to span between £9,500 and £11,000 plus costs.
The suggested premium range above a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure without more detailed due diligence. Do not use this information in tribunal or court proceedings. There may be other concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first seeking the advice of a professional.