We were just about to exchange contracts for a freehold house in Rainhill. We encountered a problem. The loan offer with Coventry Building Society expires on 6/11/2025 but the vendors are insisting on a completion date of 10/11/2025. Is it possible to prolong the loan expiry date?
The person best placed to deal with your issue is your lawyer who should calculate whether they corresponding with the mortgage broker, seller’s lawyers, estate agents or indeed all three given the history of your transaction as of today.
Are the BSA planning on creating a search tool with a view to to identify practices on the Norwich and Peterborough Building Society conveyancing panel for instance in Rainhill?
Lexsure has not been advised of any intention on the part of the BSA to promote such a register.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Rainhill. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Rainhill
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Due to the input of my in-laws I had a survey completed on a property in Rainhill in advance of appointing lawyers. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies may refuse to issue a mortgage on this type of home.
It depends who your proposed lender is. HSBC has different instructions for example to Nationwide. Should you wish to telephone us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Rainhill. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Rainhill to see if the conveyancing costs will increase in light of this.
Is it best to use a Rainhill conveyancing lawyer in close proximity to the house I am purchasing? I have an old university friend who can carry out the legal work but they are based over three hundred kilometers away.
The benefit of a local Rainhill conveyancing firm is that you can pop in to sign paperwork, deliver your ID and apply pressure on them if necessary. They will also have local insight which is a plus. However it's more important to get someone that will pull out all the stops for you. If other friends have instructed your friend and the majority were happy that should surpass using an unknown Rainhill conveyancing solicitor just because they are round the corner.
I require the services of a mortgage company panel solicitor in Rainhill. Could you help me?
It is not clear why you need a Rainhill panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the lender to find out which solicitors in Rainhill are on their panel . If you do find such a firm in Rainhill not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site