My financial adviser requires my Prescot solicitor’s panel member for the Santander conveyancing panel. Can you suggest how I find this out. I have contacted my local Prescot office but they have not got back to me yet.
You are best placed to get this information from your Prescot lawyer . Most Prescot conveyancing practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
I am acquiring a house without a mortgage in Prescot. I have been residing for the last 15 years in Prescot. Conveyancing searches are exorbitant. As I know the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?
If you not getting a home loan, then all but one or two of the Prescot conveyancing searches are at your discretion. Your conveyancer will try and steer you, perhaps strongly, that you should have searches carried out, but he has a professional duty to do this. Do take into account; if you are intend to sell the house in the future, it may be of relevance to your prospective purchaser what the searches reveal. Sometimes premises with no practical issues can still reveal unexpected search results. A competent conveyancing solicitor in Prescot will be able to give you some helpful guidance in this regard.
A relative advised me that where I am buying in Prescot I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes included in the estimate for your Prescot conveyancing searches. It is a large report of about 40 pages, listing and detailing important information about Prescot around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful data about Prescot.
I opted to have a survey carried out on a property in Prescot ahead of instructing conveyancers. I have been informed that there is a flying freehold element to the property. The surveyor advised that some banks may refuse to give a mortgage on such a premises.
It depends who your proposed lender is. Santander has different requirements from Nationwide. Should you wish to telephone us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Prescot. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Prescot to see if the conveyancing will be more expensive.
Do I need to be wary about brokers that I am dealing with are recommending a factory type conveyancing firm rather than a High Street Prescot conveyancing practice?
As is the case with many professional services, often input from relatives can be most helpful. Yet there are numerous players in a conveyancing deal; estate agents, mortgage brokers and lenders may suggest lawyers to use. Sometimes the conveyancers might be known to one of the organisations as one of the best in their field, but occasionally there may be a commercial relationship behind the endorsement. You have the right to appoint your own lawyer. Don't forget that some banks operate an approved list of lawyers you have to use for the lender related work in your conveyancing.
I need to appoint a conveyancing solicitor for leasehold conveyancing in Prescot. I happened to discover a web site which appears to be the ideal answer If there is a chance to get all the legals completed via web that would be preferable. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?