Despite weeks of looking the Title Certificate and documents to our house can not be found. The solicitors who did the conveyancing in Longthorpe 4 years ago have long since closed. What are my options?
As long as the title is registered the information relating to your ownership will be held by the Land Registry under a Title Number. It is easy to carry out a search at the Land Registry, locate your property and order current copies of the Registered Entries for less than a fiver. Where the title is Leasehold then the Land Registry will in most cases hold a file duplicate of the Registered Lease and again, a copy can be obtained for twenty pounds.
How does conveyancing in Longthorpe differ for new build properties?
Most buyers of new build residence in Longthorpe approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is completed. This is because builders in Longthorpe tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Longthorpe or who has acted in the same development.
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what was supposed to be a simple, chain free conveyancing. Longthorpe is the location of the property. What do you suggest?
Flying freeholds in Longthorpe are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Longthorpe you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Longthorpe may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I have been recommended by a couple of local estate agents in Longthorpe to select a conveyancer using your seach tool. Is there a financial inducement for Estate Agents to recommend your site over and above another?
We don’t make any commission for pointing buyers and sellers to this site. We thought it would be too underhand to pay a commission because home movers will think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
I need to instruct a conveyancing lawyer in Longthorpe for my house move. Is it possible to see a solicitor's record with the profession’s regulator?
Members of the public may read published Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Go to Check a solicitor's record. For information Pre 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The SRA sometimes monitor call for training purposes.
I own a leasehold flat in Longthorpe. Conveyancing and TSB mortgage organised. A letter has just been received from someone claiming to own the freehold. Attached was a demand for arrears of ground rent dating back to 1995. The conveyancing practitioner in Longthorpe who acted for me is not around. Do I pay?
The first thing you should do is make enquiries of HMLR to make sure that this person is indeed the registered owner of the freehold reversion. There is no need to instruct a Longthorpe conveyancing practitioner to do this as it can be done on-line for less than a fiver. Rest assured that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Leasehold Conveyancing in Longthorpe - Sample of Queries Prior to Purchasing
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In the main the outlay for major works are not included within service charges, albeit that some managing agents in Longthorpe require leasehold owners to contribute towards a sinking fund and this is used to offset against major repairs or maintenance. Many Longthorpe leasehold flats will incur a service charge for maintenance of the block set by the freeholder. If you acquire the apartment you will have to pay this amount, usually in instalments during the year. This can vary from a few hundred pounds to thousands of pounds for bigger purpose-built buildings. In all likelihood there will be a ground rent to be met annual, this is usually not a large sum, say approximately £25-£75 but you need to enquire it because occasionally it can be many hundreds of pounds. Be sure to discover if there are any onerous restrictions in the lease. For instance plenty of leases prohibit pets being permitted in in a block in Longthorpe. If you like the propertyin Longthorpe but your cat is not allowed to live with you then you will be presented with a hard choice.