We are a couple about to exchange contracts for a semi detached house in Yarmouth. We have hit a stumbling block. The mortgage offer with Santander runs out on 13/4/2026 but the owners are insisting on a completion date of 15/4/2026. Can one extend the mortgage offer?
The person best placed to address this issue is your conveyancer who will calculate whether they should be discussing with the lender, vendor’s solicitors, estate agents or indeed all parties taking into account the history of your conveyancing to date.
Can your site be used to find a Conveyancing solicitor in Yarmouth even where I’m not buying or selling a house, for instance where I intend to buy a shop in Yarmouth with a loan from Barclays Direct?
Our search tool is primarily utilised to find domestic conveyancing solicitors in Yarmouth but we have set out at the bottom of this page some Yarmouth commercial conveyancing firms. You should speak with the company directly to establish if they can also act for Barclays Direct
I am planning to move house in March. Should my conveyancing solicitor call the removal company on the completion day. Incidentally, can you put forward a removal company in Yarmouth. Conveyancing solicitor was found prior to coming across your site.
On the day of completion you will need to collect the keys from your estate agent however this can only occur after the previous owners lawyers inform the agent that they acknowledge receipt of the completion payment and the keys can be released. You should advise the removal company that you are ready to move in. As a matter of policy we do not suggest a specific removal company but can assist you in finding a conveyancing in Yarmouth or a legal practice with expertise in conveyancing in Yarmouth.
I'm in the process of viewing apartments in Yarmouth and I am now considering a potential offer. Is it premature to have a solicitor in place? I am planning to take a home loan with Leeds Building Society.
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the selling agent. As you are obtaining a mortgage with Leeds Building Society, make sure you remember to check that your lawyer is on the Leeds Building Society conveyancing panel.
I currently have a mortgage with Clydesdale for my property in Yarmouth. Conveyancing has been completed 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Clydesdale?
Clydesdale must be informed of your intention in advance of letting out your property as this is likely to be a breach of Clydesdale’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Clydesdale directly. It should not be necessary to do this via a Clydesdale conveyancing panel solicitor.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Yarmouth. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Yarmouth
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
I need to appoint a conveyancing solicitor for residential conveyancing in Yarmouth. I've discover a web site which looks to be the ideal offering If it is possible to get all formalities done via phone that would be ideal. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
In relation to leasehold conveyancing in Yarmouth what are the most common lease problems?
Leasehold conveyancing in Yarmouth is not unique. Most leases are drafted differently and legal mistakes in the legal wording can result in certain clauses are erroneous. For example, if your lease is missing any of the following, it could be defective:
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Maintenance charge proportions which don’t add up to the correct percentage
You could encounter a problem when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Lloyds TSB Bank, Norwich and Peterborough Building Society, and Platform Home Loans Ltd all have express requirements when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to provide security, obliging the purchaser to withdraw.
Yarmouth Leasehold Conveyancing - Sample of Queries Prior to Purchasing
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How is the lease structured? Best to be warned whether changing the roof or some other significant cost is anticipated to be shared by the leasehold owners and will dramatically increase the the maintenance costs or require a one time invoice.