We are a couple about to exchange contracts for a semi detached house in Yarmouth. We encountered a snag. The loan offer with Halifax runs out on 3/9/2025 but the sellers are putting forward a completion date of 5/9/2025. Can one prolong the loan offer?
The person best placed to deal with your concern is your conveyancer who should assess if they better off negotiating with the mortgage broker, seller’s representatives, selling agents or conceivably all three given the circumstances your conveyancing to date.
Completed the sale of my flat in Yarmouth last April yet the purchaser is e-mailing daily to moan that her solicitor is waiting to hear from mine. What should have happened following completion?
Following your disposal your solicitor is duty bound to deliver the transfer documentation and all of the paperwork to the buyer’s conveyancer. If applicable, your conveyancer must also evidence that the legal charge in favour of the lender has been repaid to the buyers solicitors. There is unlikely to be post completion formalities peculiar conveyancing in Yarmouth.
If you had a top tip for choosing a conveyancing solicitor in Yarmouth what would it be?
Do not opt for the cheapest Yarmouth conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
Can I be sure that the Yarmouth conveyancing solicitor on the Barclays panel is any good?
When it comes to conveyancing in Yarmouth getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the solicitor handling your conveyancing.
Yorkshire BS have agreed my mortgage in principle, my bid on a apartment in Yarmouth has been agreed to, now what?
Your estate agent will need to know who your solicitors are (ensure that the conveyancers are on the bank’s approved list). Contact Yorkshire BS or your broker and finalise any appropriate forms. Yorkshire BS will sellect a valuer who will get in contact with the selling agent or vendor to arrange a time for the valuation to take place. Once conducted (assuming no problems) it takes approximately ten days to receive the mortgage offer. Yorkshire BS will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Yarmouth.
I need some quick conveyancing in Yarmouth as I have pressure to complete within one month. Luckily I do not need a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?
As you are not getting a home loan you have the choice not to do searches although no solicitor would recommend that you don't. With lots of history conveyancing in Yarmouth the following are examples of issues that can crop up and therefore affect market value: Enforcement Actions, Outstanding Charges, Outstanding Grants, Unadopted Roads,...
How do I use your search tool to locate a conveyancing solicitor in Yarmouth on the approved list for my bank?
Step one is to select a lender such as HSBC Bank, Norwich and Peterborough Building Society or Aldermore then type in your preferred area for instance Yarmouth. Conveyancing practices in Yarmouth and beyond should be identified.
What advice can you give us when it comes to appointing a Yarmouth conveyancing practice to carry out our lease extension conveyancing?
When appointing a solicitor for your lease extension (regardless if they are a Yarmouth conveyancing firm) it is most important that he or she should be familiar with the legislation and specialises in this area of work. We suggest that you make enquires with several firms including non Yarmouth conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be useful:
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What are the charges for lease extension conveyancing? How experienced is the firm with lease extension legislation?
Leasehold Conveyancing in Yarmouth - A selection of Questions you should ask before Purchasing
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This question is important as a) areas may cause problems for the building as the communal areas may start to deteriorate if services remain unpaid b) if the leasehold owners have a dispute with the managing agents you will wish to have all the details Generally speaking the outlay for major works tend not to be incorporated into the maintenance charges, albeit that some managing agents in Yarmouth ask leaseholders to pay into a sinking fund and this is used to offset against major works. Who are the managing agents?