Having sold my house in Lymington last December yet the purchaser is Skype messaging me complaining that his solicitor needs to hear from mylawyer. What should have happened now that I have sold?
After completion of your house sale your conveyancer is committed to forward the transfer deeds and all of the paperwork to the buyer’s lawyers. Depending on the transaction, your solicitor must also send confirmation that the home loan has been repaid to the buyers conveyancers. There is unlikely to be post completion tasks unique to conveyancing in Lymington.
Do I need to have a meeting at the offices of the solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Lymington so that I can attend their offices when needed.
Most approved lawyers for lenders undertake the vast majority of communications via Royal Mail, internet or over phone calls. This enables them to carry out the conveyancing transaction regardless of where you live in England or Wales. However you can see if you can still book an appointment to visit conveyancing lawyer if needed.
My friend recommended that where I am purchasing in Lymington I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes quoted for as part of the standard Lymington conveyancing searches. It is a large document of more than thirty pages, listing and setting out significant information about Lymington around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Lymington Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Lymington Education with plans and statistics, Local Amenities and other useful information about Lymington.
I am purchasing my first flat in Lymington with a mortgage from Accord Mortgages Ltd. The sellers refused to move on the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep suggested that I not disclose to my solicitor about this deal as it could affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I need to instruct a conveyancing solicitor in Lymington for my home move. Is there any facility to review a solicitor's complaints history with the profession’s regulator?
Anyone can see documented Solicitor Regulator Association (SRA) decisions arising from inquisitions from 2008 onwards. Visit Check a solicitor's record. For records Pre 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The SRA sometimes recorded telephone calls for training requirements.
Can you offer any advice when it comes to appointing a Lymington conveyancing firm to carry out our lease extension conveyancing?
When appointing a conveyancer for your lease extension (regardless if they are a Lymington conveyancing practice) it is imperative that he or she should be familiar with the legislation and specialises in this area of conveyancing. We suggest that you talk with two or three firms including non Lymington conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be of use:
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How experienced is the practice with lease extension legislation? How many lease extensions have they conducted in Lymington in the last year?
Lymington Conveyancing for Leasehold Flats - Examples of Questions you should ask before Purchasing
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The majority of Lymington leasehold properties will have a service charge for maintenance of the building levied on behalf of the freeholder. Should you purchase the flat you will have to meet this amount, normally in instalments accross the year. This may be anything from two or three hundred pounds to thousands of pounds for blocks with lifts and large common areas. In all probability there will be a ground rent for you to pay yearly, this is usually not a exorbitant figure, say approximately £25-£75 but you should to check it because sometimes it can be many hundreds of pounds. Does the lease have more than 82 years remaining? Who is in charge of the building?