Having been recommended your organisation we were going to use a conveyancing solicitor in Highcliffe endorsed on your site but stumbled across alternative fee calculations on the internet appear cheaper – why is this?
One can find a variety of conveyancing companies offering what appear to be cut price. You should think twice about how much you respect your own move to you are willing to take 'cheap' risks in relation to the standard of the conveyancing. Some hide additional charges deep into the terms of business. The law firms that we put forward for conveyancing in Highcliffe will notbehave this way.
We are about to sign contracts for a ground floor flat in Highcliffe. We encountered a stumbling block. The mortgage offer with Halifax runs out on 19/11/2026 but the vendors are putting forward a completion date of 23/11/2026. Is it possible to extend the mortgage expiry date?
The best person to address this question is your conveyancer who is in a position to determine whether they should be discussing with the bank, vendor’s lawyers, selling agents or indeed all parties based on the circumstances your transaction to date.
My wife and I own a 4 bedroom Georgian house in Highcliffe. Conveyancing practitioner acted for me and Halifax. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Highcliffe and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with your conveyancing solicitor who conducted the purchase.
I am buying a new build house in Highcliffe with the aid of help to buy. The builders would not reduce the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep told me not to tell my solicitor about this deal as it may impact my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Highcliffe is the location of the property. What do you suggest?
Flying freeholds in Highcliffe are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Highcliffe you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Highcliffe may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am buying a flat mortgage free. My conveyancer has been given with two separate forms of photo ID, bank statement, numerous utility bills. Now he wants a copy from a probate lawyer advising that the funds are legitimate and that it has come from inheritance and not selling fake watches.
For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Highcliffe conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.