My wife and I are due to exchange buying a house in Highcliffe but as a consequence of wreckage from a small fire at the property I have was able negotiate recompense from the owner in the sum of six thousand pounds in the form of a deduction in the price. This was going to be dealt with as part of amending the contract but Skipton will not agree to this. Should they have been involved?
Any solicitor being on a Skipton approved list is required to advise Skipton of any variations to the sale price. If you were to refuse your property lawyer to disclose the price change to Skipton then they would have to discontinue acting for you. In addition, Skipton and you would have to appoint a new solicitor for your conveyancing in Highcliffe.
Can your site be used to locate a Conveyancing solicitor in Highcliffe even where I’m not purchasing or selling a house, for example where I wish to acquire an office in Highcliffe with a mortgage from Coventry Building Society?
The service is primarily used to help choose domestic conveyancing solicitors in Highcliffe but we have set out towards the end of this page some Highcliffe commercial conveyancing firms. You will need to make contact with the company directly to see if they are also authorised to represent Coventry Building Society
Is it the case that all Highcliffe conveyancing solicitors on the Bank of Ireland conveyancing panel are overseen by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Bank of Ireland approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. Many lenders do list licenced conveyancers on their panel and in that case the firms would be regulated by the Council of Licensed Conveyancers.
We have agreed to purchase a house in Highcliffe. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Santander be concerned?
As your lender is Santander your lawyer must follow the formal instructions set out in Section 2 of UK Finance Lenders’ Handbook for Santander. The CML Handbook sets out minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Santander where a lease does not meet these specifications. The requirements relate to the installation of panels on properties nationwide and is not limited to Highcliffe.
I currently have a mortgage with Bank of Ireland for my property in Highcliffe. Conveyancing was finalised a year ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Bank of Ireland?
Bank of Ireland must be informed of your intention before renting your property as this is likely to be a breach of Bank of Ireland’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Bank of Ireland directly. You need not do this via a Bank of Ireland conveyancing panel lawyer.
Do I need to take out insurance to address the risk of chancel repairs when buying a residence in Highcliffe?
Unless a previous purchase of the property completed post 12 October 2013 you can expect lawyers conducting conveyancing in Highcliffe to continue to suggest a chancel search and or chancel repair liability policy.
How can the Landlord & Tenant Act 1954 affect my business premises in Highcliffe and how can you help?
The particular law that you refer to affords a safeguard to business leaseholders, giving them the legal entitlement to apply to court for a new tenancy and remain in occupation at the end of the lease term. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Highcliffe is one of the numerous areas of the UK in which our lawyers are based
Why do Highcliffe conveyancing fees are higher for leasehold and freehold properties?
If acquiring a leasehold property there is more work involved purely due to the fact that usually there are further parties involved in the form of the freeholder and/or Management Agents. As part of a lawyers enquiries they will check that all ground rent and service charges are paid up to date amongst other general leasehold matters. For this reason, the Sellers lawyers usually have to refer to the freeholder or Managing Agent for their replies to our questions. This may be time consuming and beyond the lawyers control