My mortgage broker says he needs my Highcliffe solicitor’s panel reference for the Nat West conveyancing panel. Can you suggest how I discover this. I have called my local Highcliffe office but they have not got back to me yet.
You are best placed to get this information from your Highcliffe conveyancing practitioner . They maintain a central record lender panel numbers.
AssumingI was to acquire a simple residential homein Highcliffe for cash and dispense with a survey and no local authority searches how much could I expect to to save on my conveyancing in Highcliffe?
The only reduction in fees you would make on is the costs for searches. A property lawyer is required to do the vast majority of work - money laundering, communicating with the vendors conveyancing practitioner, stamp duty return, register the title etc. You might save a bit for them not having to register a mortgage however it won't be meaningful.
What is the first thing I need to know concerning purchase conveyancing in Highcliffe?
Not many law firms or advisers will tell you this but conveyancing in Highcliffe or throughout England and Wales is an adversarial process. In other words, when it comes to conveyancing there is an abundance of room for confrontation between you and others involved in the ownership transfer. E.g., the vendor, property agent and on occasion a bank. Selecting a lawyer for your conveyancing in Highcliffe an important selection as your conveyancer is your adviser, and is the ONE person in the legal process whose role it is to protect your legal interests and to protect you.
On occasion a potential adversary may try and persuade you that you should follow their advice. As an example, the estate agent may claim to be assisting by claiming that your solicitor is wrong. Or your financial adviser may tell you to do something that is contrary to your lawyers guidance. You should always trust your lawyer above all other parties in the home moving process.
Should my solicitor be asking questions concerning flooding as part of the conveyancing in Highcliffe.
Flooding is a growing risk for solicitors conducting conveyancing in Highcliffe. Plenty of people will acquire a house in Highcliffe, fully expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, where a property is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.
Conveyancers are not best placed to offer advice on flood risk, but there are a various checks that may be undertaken by the purchaser or on a buyer’s behalf which should figure out the risks in Highcliffe. The standard completed inquiry forms sent to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual inquiry of the seller to find out whether the property has ever been flooded. If flooding has previously occurred and is not revealed by the owner, then a purchaser could commence a legal claim for losses as a result of such an incorrect answer. The purchaser’s conveyancers may also commission an environmental report. This should disclose whether there is a recorded flood risk. If so, further inquiries should be conducted.
As co-executor for the will of my grandmother I am selling a property in Neath but live in Highcliffe. My lawyer (based 260 kilometers awayrequires that I execute a stat dec before the transaction finalising. Can you recommend a conveyancing lawyer in Highcliffe who can witness and place their company stamp on the document?
Technically speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are based in Highcliffe
Estate agents have just been given the go-ahead to market my ground floor flat in Highcliffe.Conveyancing solicitors are to be appointed soon however I have recently had a quarterly maintenance charge demand – Do I pay up?
Your conveyancing lawyer is likely to suggest that you should clear the service charge as normal as all ground rent and maintenance charges will be allottedon completion, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process