Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Turnpike Lane. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 12/4/2025, the requirements read as follows :
The formalities of my remortgage has taken place for my property in Turnpike Lane. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
Intending to buy a maisonette in Turnpike Lane. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the RBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Turnpike Lane solicitor is on the RBS conveyancing panel.
Our sealed bid on a detached house in Turnpike Lane has been accepted, the sellers do nevertheless have an associated purchase. The vendors have offered on a property, however it’s not yet tied up, and have viewings of other apartments booked. I have instructed a local conveyancing solicitor in Turnpike Lane. What should be my next step? At what stage do I apply for the mortgage with Nottingham?
It is understandable to have concerns where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is in the region of one thousand pounds, then survey, Turnpike Lane conveyancing search fees, etc). The first thing to do is check that your solicitor is on the Nottingham conveyancing panel. Regarding the next steps this very much depends on the circumstances of your case, desire for the property and on the state of the market. During a rising market many purchasers will apply for a home loan with Nottingham and pay for the valuation and only if it comes back ok would they ask their conveyancing practitioner to press on with the conveyancing in Turnpike Lane.
Various online forums that I have come across warn that are the number one cause of obstruction in Turnpike Lane house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released findings of a review by MoveWithUs that conveyancing searches do not feature within the most frequent causes of delays in the conveyancing process. Local searches are unlikely to feature in any holding up conveyancing in Turnpike Lane.
The deeds to my property can not be found. The solicitors who did the conveyancing in Turnpike Lane 4 years ago have long since closed. What are my next steps?
Gone are the days when you need to hold title original deeds to establish that you are the owner of your registered land or premises, given that the Land Registry have everything they need in a digital format.
I am buying my first flat in Turnpike Lane with the aid of help to buy. The developers would not reduce the price so I negotiated 6k of additionals instead. The property agent suggested that I not reveal to my lawyer about the extras as it may put at risk my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I need to instruct a conveyancing solicitor for leasehold conveyancing in Turnpike Lane. I've stumble across a site which seems to have the ideal offering If there is a chance to get all the legals completed via email that would be ideal. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?