We were just about to exchange contracts for a leasehold flat in Upney. We encountered a snag. The mortgage offer with Platform Home Loans Ltd expires on 3/3/2026 but the vendors are putting forward a completion date of 5/3/2026. Can one prolong the loan expiry date?
The best person to deal with your concern is your conveyancer who is in a position to assess whether he or she is should be discussing with the bank, vendor’s conveyancers, selling agents or indeed all three given the circumstances your transaction to date.
Forgive me if this question is silly but I am new to the home moving as a first time buyer of a two bedroom flat in Upney. Do I collect the keys to the property on completion from my solicitor? If this is the case, I will use a local conveyancing solicitor in Upney?
On the day of completion you do not need to go to the conveyancers office in Upney. Conveyancing lawyers for you will transfer the purchase money to the vendor’s conveyancers, and once they have received this, you will be invited to receive the keys from the Estate Agents and start moving into the property. Usually this happens early afternoon.
Is it the case that all Upney solicitor practices on the Leeds Building Society conveyancing panel are overseen by the SRA?
As a firm of solicitors, in order to be on the Leeds Building Society approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. Some lenders do list licenced conveyancers on their panel and in such a situation the firms would be governed by the Council of Licensed Conveyancers.
After shopping around on the internet I have found a Upney conveyancer having made sure that they are on the Co-operative conveyancing panel. Does my lawyer arrange the survey of the property?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Upney postcode. As you are getting a mortgage with Co-operative, you could contact them to see if they have a list of approved surveyors in Upney.
Are there restrictive covenants that are commonly identified during conveyancing in Upney?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Upney. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm refinancing my primary house to a BTL mortgage with Norwich and Peterborough Building Society and intend to use the remaining equity towards a second house. The location we are looking at is Upney. Will your conveyancers be able to act for both sets of lenders and link together the transactions?
Make use of our search tool on this page to ensure that the conveyancers are approved by both lenders. Having checked that they are the lawyer will be able to connect the two deals but you should talk with you conveyancer and make apparent your desired outcome and needs.
I need to find a conveyancing solicitor for sale conveyancing in Upney. I happened to stumble across a web site which looks to be the perfect solution If there is a chance to get all the legals completed via email that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
A couple of months ago I was informed by my mortgage company that their panel conveyancers work on no sale no charge basis for conveyancing in Upney. Our purchase fell through nevertheless the lawyers have invoiced for search fees! They are claiming that the fees are independent!
Upney conveyancing search fees are separate expenses not solicitors fees as these are payable to a third party.