Find a Lender-Approved Local Conveyancer in Upney

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If you have reached us by Googling ‘Conveyancing in Upney’ follow your intuition — you will have a better house move where you instruct a conveyancing solicitor in Upney.

Reasons to use our Upney conveyancing solicitors

  • 1 There is a distinct possibility the other side’s lawyers have offices in Upney - if so sets of lawyers are likely to be less confrontational
  • 2 Using a local Solicitor on the whole means that you will receive a more personal touch. When using a large conveyancing firm, you tend to be looked after by a team of people who check what is happening on the file by reading from their computer screens.
  • 3 Our site offers largest residential conveyancing directory service identifying mortgage company approved law firms delivering conveyancing in Upney registered with the SRA or Council of Licensed Conveyancers.
  • 4 The Upney conveyancing practitioners that we work with are dedicated to providing the most cost, efficient and accessible conveyancing service to home buyers, sellers and investors in Upney
  • 5 Firms accustomed to conveyancing in Upney have a grasp oflocal concerns specific to Upney and therefore you may benefit from better advice and speedier conveyancing.

Examples of recent conveyancing in Upney since July 2025*

Recently asked questions about conveyancing in Upney

I can't travel far from Upney. I would like to know the logic why all Upney conveyancers aren't included on all mortgage company panels?

A decade ago most banks exhibited an attitude to risk which is different than today. The Financial Services Authority in 2010 instigated a thematic review into mortgage fraud which in summary warned lenders: know the conveyancers on your panel. As a result, banks have since soughtmore information from law firms regarding their operations and the individuals who work for them and set certain criteria such as completing a minimum volume of transactions. Hundreds of law practices have found themselves excluded from lender panels even though they had 100% healthy disciplinary record, no complaints and no claims and didn't just 'dabble' in conveyancing. Such firms were never going to meet the minimum volume of transactions the lenders insisted on.

AssumingI was to buy a freehold propertyin Upney for cash and dispense with a survey and no local authority searches how much would I expect to have to pay for conveyancing in Upney?

The only reduction in fees you would achieve is the Upney conveyancing searches. Your lawyer still be obliged to do everything else - money laundering, communicating with your sellers solicitor, SDLT return, register the property etc. A slight saving might be made by not needing to register a charge but it will not be meaningful.

About to place a bid on a leasehold flat in Upney. The selling agents advise that it is standard for flats in Upney to have less than 75 years remaining. I am obtaining a mortgage with The Mortgage Works. Will the property be mortgageable given that the lease has Seventy One years remaining.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 17/10/2025 the requirements read as follows :

Minimum unexpired lease term is 70 years with 30 years remaining at the end of the mortgage term.
Where the unexpired lease term is different to that recorded on the mortgage offer, the following clarifies if we need to be informed:

Second hand property:
- If the unexpired lease term on the offer is 85 years or more - only advise us if the actual lease term is less than 85 years
- if the unexpired lease term on the offer is less than 85 years – advise us if the actual lease term is different than reported
- For equity share applications - advise us if the actual lease term is different than reported on the offer

New build property:
- If the unexpired lease term stated on the offer is 125 years (flat) / 250 years (house) or more - only advise us if the actual lease term is less than 125 years (flat) / 250 years (house)
- For equity share applications - always advise us if the actual lease term is different than reported on the offer

Lease terms such as ground rent and event fees must be reasonable at all times during the term of the lease and adhere to our requirements below. If you’re unsure as to whether the terms of a lease are unreasonable or onerous, please refer the details to us in plain English for Valuer consideration. If the potentially onerous terms are in relation to the ground rent please include the current ground rent figure per annum, how often it will be reviewed and the price structure it will be reviewed against. See the guidance below.

SECOND HAND PROPERTIES

Unacceptable - advise Issuing Office (Will be declined):
- Unexpired lease term less than 70 years
- Less than 30 years remaining at the end of the mortgage term
- Ground Rent greater than 0.5% of the property value
- Ground Rent doubles less than every 20 years (e.g. doubles every 5, 10 or 15 years) - acceptable if doubles every 20 years or more
- Ground Rent is compounded RPI
- Ground Rent review period less than or equal to 5 years

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Unexpired lease term is 70 to 85 years
- Ground Rent greater than 0.1% and less than or equal to 0.5% of the property value
- Ground Rent escalation is linked to any indices greater than RPI
- Ground Rent escalation is linked to the value of the building*
- Ground Rent review period is greater than 5 and less than 10 years
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 1.0% of property value p/a (please provide details of what the charges cover)
- Anything that appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than 85 years
- Ground Rent less than or equal to 0.1% of the property value
- Ground Rent review period greater than or equal to 10 years
- Ground Rent escalation less than or equal to RPI

NEW BUILD PROPERTIES (includes office conversions)

Unacceptable - advise Issuing Office (will be declined):
- Unexpired lease term less than 125 years on a new build flat or less than 250 years on a new build house
- Any lease which is subject to a ground rent (or annual rent) being charged which is more than on a peppercorn basis
- Any lease which is subject to a ground rent (or annual rent) being reviewed and altered on any review basis or methodology

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 1.0% of property value p/a (please provide details of what the charges cover)
- Anything else appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than or equal to 125 years on a new build flat or greater than or equal to 250 years on a new build house
- A lease subject to a peppercorn ground rent (annual rent) charges

For the avoidance of doubt, any new build properties completed but not sold pre 30 June 2022 will only be acceptable if the lease conforms to the above guidance

* Where the Ground Rent escalation is linked to the value of the building, please provide the following:
- How is the value of the block/unit currently calculated and if the assessment relates to the block(s), how is the Ground Rent calculated/apportioned per property?
- The current valuation and Ground Rent for each unit
- What is the mechanism for future valuations of the block and how is the Ground Rent calculated/apportioned?
- What is the right of appeal? And is this a documented process within the lease?
- Who bears the cost of the valuation (and appeal) process?
- Confirmation the review period is not less than twenty years

LEASE EXTENSIONS

We require all lease extensions to be completed under the Leasehold Reform Housing and Urban Development Act 1993 and to meet the above criteria as a minimum. Where you become aware that it does not meet these requirements, please refer to the Issuing Office

Please ensure that all lender enquiries are submitted (with full documentation/requirements) at least 2 weeks prior to exchange to allow sufficient time for review and decisioning.

Can I be sure that the Upney conveyancing solicitor on the Co-operative panel is any good?

When it comes to conveyancing in Upney obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer handling your transaction.

My partner and I have arranged a further advance on our mortgage from Nationwide as we intend to conduct improvements to our property in Upney. Do we need to select a nearby Upney solicitor on the Nationwide conveyancing panel to handle the legals?

Nationwide don't usually appoint a member of their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Nationwide list.

We have a mortgage agreed in principle with Skipton. Upney conveyancing lawyers have been instructed. How long does it take for Skipton to send the offer to the conveyancer?

There is no definitive answer here. Have Skipton conducted the survey? Have you informed Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

How does conveyancing in Upney differ for newly converted properties?

Most buyers of new build property in Upney come to us having been asked by the developer to sign contracts and commit to the purchase even before the residence is ready to move into. This is because builders in Upney typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Upney or who has acted in the same development.

I am looking at a couple of apartments in Upney which have approximately fifty years unexpired on the leases. should I be concerned?

A lease is a legal document that entitles you to use the premises for a period of time. As a lease gets shorter the marketability of the lease reduces and results in it becoming more expensive to acquire a lease extension. For this reason it is often a good idea to extend the lease term. It is often difficult to sell a property with a short lease because mortgage lenders less inclined to grant a loan on such properties. Lease extension can be a protracted process. We recommend you seek professional assistance from a conveyancer and surveyor with experience in this area.

After months of correspondence we cannot agree with our landlord on how much the lease extension should cost for our flat in Upney. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?

Most definitely. We can put you in touch with a Upney conveyancing firm who can help.

An example of a Lease Extension case for a Upney flat is 49 Aldborough Road South in July 2012. The Tribunal decided that the premium payable for the grant of the new lease was £13,925 This case related to 1 flat. The unexpired term as at the valuation date was 61.36 years.

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Residential Landlord and Tenant Conveyancing solicitors in Upney

The firms listed below are a small selection of solicitors in Upney specialising in landlord and tenant law and on the regulations governing different types of tenancies. This should include advice on Service charge disputes

  • Queen's Park Solicitors, 56 Longbridge Road, Steward House, Barking, Essex, IG11 8RW
  • Grace-springs Solicitors, 72 Longbridge Road, Barking, Essex, IG11 8SF
  • Spring Solicitors Llp, Suite 6, 56 Longbridge Road, Barking, Essex, IG11 8RT
  • Hargreaves, 44-44a Longbridge Road, Barking, Essex, IG11 8RT
  • West Ham Solicitors Limited, 25 Longbridge Road, Barking, Essex, IG11 8TN

Residential Licensed Conveyancers in Upney regulated by the Council of Licensed Conveyancers

Please be aware that the listed conveyancers do not limit their work for conveyancing in Upney but also conveyancing throughout England and Wales.
  • Suriya & Douglas, Suite B, 7th Floor, Charter House, IG1 1UF
  • T J Ball & Company, 49 Leytonstone Road, E15 1JA
  • Cain Associates Llp, 297 The Broadway, DA6 8DG
  • Verbatim Property Lawyers Ltd, 455 High Road, IG8 0XE

Planning law solicitors in Upney regulated by the Solicitors Regulation Authority

The solicitors listed below are a non-comprehensive list of solicitors in Upney specialising in planning law. This may include advice on planning applications and appeals
  • Abdullah Solicitors, 56 Mansfield Road, Ilford, Essex, IG1 3BD
  • Gh Cornish Llp, First Floor, 34-36 High Street, Barkingside, Essex, IG6 2DQ
  • Kenneth Elliott & Rowe, Enterprise House, 18 Eastern Road, Romford, Essex, RM1 3PJ
  • Kenneth Elliott And Rowe Llp, Enterprise House, 18 Eastern Road, Romford, Essex, RM1 3PJ
  • Mccorry Connolly Solicitors, 8 Holgate Court, 4 -10 Western Road, Romford, Essex, RM1 3JS

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.