We are selling our apartment in Upney. Does the property lawyer need to be on the Santander conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Santander conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
What is the difference between a licensed conveyancer and conveyancing solicitor in Upney
There are many registered licenced Conveyancers in Upney and Solicitor practices in Upney who provide Conveyancing services We would stress that the two are regulated professionals specialising in the legal work in the home buying process. They may both also handle associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
is it true that all Upney solicitor firms on the TSB conveyancing panel are overseen by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the TSB conveyancing panel they would need to be governed by the SRA. Some lenders do list licenced conveyancers on their panel and in such a situation the practice would be overseen by the CLC.
I had an offer accepted on a property in Upney on 7/5/2026, valuation was booked five days after, received a clean bill of health. Property lawyer retained, so all that was missing was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
We are close to exchanging contracts on the sale of our house in Upney and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any local conveyancer would know that there is no such problem. For the life of me I don't know why the buyers are using a web based conveyancing outfit as opposed to a conveyancing solicitor in Upney. Having lived in Upney for many years we know that this is a non issue. Should we contact our local Authority to seek confirmation that the buyers are looking for.
It would appear that you have a conveyancing firm already. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Are there restrictive covenants that are commonly identified during conveyancing in Upney?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Upney. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I decided to have a survey done on a house in Upney in advance of appointing conveyancers. I have been informed that there is a flying freehold element to the house. Our surveyor has said that some lenders will refuse to give a loan on a flying freehold property.
It depends who your proposed lender is. Santander has different requirements for example to Halifax. If you contact us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Upney. Conveyancing will be smoother if you use a solicitor in Upney especially if they are accustomed to such properties in Upney.
Hoping to buy a property located in Upney and I am already nervous. I couldn't find anything specific about Upney. Conveyancing will be needed in due course but do you know about the Upney area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Upney. In the meantime here are some basic statistics that we found