My aunt passed away six months ago and as sole heir and executor I was left the house in Beacontree Heath. The house had a small mortgage remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Aldermore, pay off the mortgage. Is this allowed?
Where you plan to refinance then Aldermore will require that you use a conveyancer on the Aldermore conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Aldermore conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Aldermore mortgage is registered as a charge at the Land Registry.
This question may be naive but I am unseasoned as FTB of a two bedroom flat in Beacontree Heath. Do I receive the keys to the house on completion from my solicitor? If this is the case, I will use a High Street conveyancing solicitor in Beacontree Heath?
On the day of completion you do not need to attend the conveyancers office in Beacontree Heath. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s solicitors, and shortly after the monies have arrived, you will be able to pick up the keys from the Estate Agents and move into your new home. This tends to happen early afternoon.
Is it the case that all Beacontree Heath conveyancing solicitors on the Coventry BS conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Coventry BS approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. The majority of mortgage companies do permit licenced conveyancers on their panel in which case such practice would be governed by the CLC.
We had chosen solicitors based in Beacontree Heath on the Yorkshire BS solicitor approved list. They are now charging me a supplemental fee for the legal aspects of the Yorkshire BS mortgage. Is this a supplemental conveyancing fee specified by Yorkshire BS?
Provided it is contained in their Terms and Conditions or Quote then yes your conveyancing practitioner is entitled to levy a fee for this. The charge is not dictated by Yorkshire BS but by your Beacontree Heath solicitor. Plenty of firms on the Yorkshire BS panel will quote an ‘acting for lender’ fee but some practices incorporate it on their overall fee.
Do commercial conveyancing searches reveal proposed roadworks that could affect a commercial property in Beacontree Heath?
Many commercial conveyancing solicitors in Beacontree Heath will execute a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in looking into accurate data on highways that impact buildings and development assets in Beacontree Heath. The search result sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Beacontree Heath.
For every commercial conveyancing transaction in Beacontree Heath it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately may result in delays to Beacontree Heath commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not conducted for residential conveyancing in Beacontree Heath.
I'm purchasing my first flat in Beacontree Heath benefiting from help to buy. The builders would not reduce the amount so I negotiated £7000 of fixtures and fittings instead. The property agent advised me not inform my solicitor about this extras as it would put at risk my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am selling my property. My former lawyers have shut. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Beacontree Heath if that affects matters.
Do use our search tool to help you find a solicitor for your conveyancing in Beacontree Heath. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
I have just appointed agents to market my basement flat in Beacontree Heath. Conveyancing lawyers have not yet been instructed, but I have recently had a half-yearly service charge demand – what should I do?
It best that you pay the invoice as usual given that all rents and maintenance charges should be allotted on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
After years of dialogue we cannot agree with our landlord on how much the lease extension should cost for our flat in Beacontree Heath. Can we issue an application to the Residential Property Tribunal Service?
Where there is a absentee freeholder or where there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the LVT to make a decision on the price.
An example of a Lease Extension matter before the tribunal for a Beacontree Heath premises is 49 Aldborough Road South in July 2012. The Tribunal decided that the premium payable for the grant of the new lease was £13,925 This case related to 1 flat. The unexpired residue of the current lease was 61.36 years.