We are about to exchange contracts for a leasehold flat in Victoria. We have hit a snag. Our mortgage offer with The Royal Bank of Scotland expires on 8/9/2025 but the owners are insisting on a completion date of 10/9/2025. Can one extend the mortgage offer?
The person best placed to address this issue is your conveyancer who will hopefully calculate whether they corresponding with the bank, owner’s representatives, estate agents or indeed all three given what has gone on in your transaction to date.
Can your site be used to locate a Conveyancing solicitor in Victoria even where I’m not buying or disposing of a house, for example if I want to acquire a shop in Victoria with a loan from Bank of Ireland?
The service is mainly used to locate residential conveyancing solicitors in Victoria but we have recorded towards the end of this page a selection of Victoria commercial conveyancing firms. You should speak with the company directly to see if they can also act for Bank of Ireland
What is the difference between a licensed conveyancer and conveyancing solicitor in Victoria
There are two types of lawyers who can do conveyancing in Victoria namely licenced conveyancers or solicitors. Both professionals provide conveyancing services that you need to complete the disposal or acquisition of property. Both are required to carry out Victoria conveyancing to the same quality and guidelines so you can be safe in the knowledge that your conveyancing will be properly administered and that the requisite procedures should be appropriately adhered to.
I am assisting my sister sell her flat in Victoria. Does the conveyancing solicitor order an energy performance certificate or it is for me to see to?
After the demise of HIPs, EPC’s became a required part of moving house. An energy performance certificate should be to hand before the property is placed on the market. It is not something that law firms ordinarily organise. If you are using a Victoria conveyancing lawyer they might help arrange EPC’s due to their contacts with long established Victoria assessors
After shopping around on the internet I have found a Victoria conveyancing practitioner having checked that they are on the Nottingham conveyancing panel. Does my lawyer arrange the survey of the property?
Nottingham will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nottingham will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Victoria postcode. As you are getting a mortgage with Nottingham, you could contact them to see if they have a list of approved surveyors in Victoria.
We are buying a property and the solicitor has mentioned Chancel Repair for which the house may be obligated to pay because it falls into the area of such a church. She has recommended insurance. Is this really appropriate for conveyancing in Victoria
Unless a previous acquisition of the property completed post 12 October 2013 you can expect solicitors handling conveyancing in Victoria to continue to propose a a chancel search and or insurance against a claim.
My brother has encouraged me to use his lawyers for conveyancing in Victoria. Do I follow his recommendation?
There are no two ways about it the ideal way to choose a conveyancing practitioner is to get guidance from friends or relatives who have used the firm that you are are thinking of instructing.
My lender have just issued us with a mortgage offer. We appointed a reputable conveyancer in Victoria yesterday. A couple of hours ago, our mortgage adviser phoned to advise us that the lender said that we cannot use our solicitor as they aren't on their panel. As FTB's, we did not have a clue that the lender had some control over our choice Is this permitted?
You can actually instruct any conveyencer you wish to appoint including the said conveyancer in Victoria but if they are not on the your bank's approved list you would have to pay additional cost so the bank can appoint their own lawyers. On occasion it is possible your solicitor may apply to get included on to the bank list of approved firms. Do make the most of internet search facilities such as lenderpanel.com to find a conveyancing solcitor in Victoria on the mortgage company panel. You can go into your local lender branch in Victoria. They can recommend conveyancing solicitors in Victoria on the approved list.