It is a dozen years since I bought my property in Millbank. Conveyancing lawyers have just been retained on the sale but I can't find the title documents. Will this cause complications?
Don’t worry too much. Firstly the deeds may be with your lender or they could be archived with the solicitor who oversaw your purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors procuring current official copies of the land registers. Almost all conveyancing in Millbank relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is resolvable.
Have just purchased a repossessed house at auction in Millbank. Conveyancing is required. What happens now?
Having exchanged you should choose a conveyancing solicitor quickly as you are faced with a fast approaching a fixed date to complete the deal. All auction property will have a corresponding auction set of papers. This should include evidence of title and search results. Where you are dealing with leasehold premises the auction pack should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to leasehold premises. You must pass this on to the conveyancer working for you at the earliest opportunity. You also need to ensure that you have funds in order to complete the transaction on the set completion date.
My partner and I have arranged the release of further funds on our mortgage from Coventry BS as we want to conduct renovations to our house in Millbank. Are we obliged to select a nearby Millbank solicitor on the Coventry BS conveyancing panel to handle the legals?
Coventry BS do not ordinarily appoint firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Coventry BS conveyancing panel.
My wife and I are in the process of viewing houses in Millbank and I am now considering a potential offer. Should I already have a property lawyer appointed at this point? I am planning to take a home loan with Bank of Ireland.
It would be sensible to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. As you are taking out a mortgage with Bank of Ireland, make sure you remember to check that your lawyer is on the Bank of Ireland conveyancing panel.
I require fast conveyancing in Millbank as I am under an ultimatum to complete within one month. Thankfully I do not require a mortgage. Can I avoid the conveyancing searches to save money and time?
As you are are a cash purchaser you have the choice not to have searches carried out although no law firm would recommend that you don't. With lots of history conveyancing in Millbank the following are instances of issues that can crop up and adversely impact market value: Refused Planning Applications, Overdue Charges, Outstanding Grants, Unadopted Roads,...
I used Action Conveyancing several years ago for my conveyancing in Millbank. I now require my file but the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Millbank of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Millbank. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Millbank
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Forfeiture - bankruptcy or liquidation must not apply under this provision. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. There must be mutual enforceability of lessee’s covenants.
How easy is it to swap firm as I have to choose a firm on the Godiva Mortgages Ltd conveyancing list. I instructed a local conveyancing solicitor in Millbank round the corner but she is not accepted by Godiva Mortgages Ltd
We will our best to assist in finding you a conveyancing solicitor in Millbank on the Godiva Mortgages Ltd panel. Please note that the law firms that we work with do not pay us commission if you instruct them and are regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Millbank. In making use of search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Millbank.