Can you suggest a Clydesdale allowed Westminster conveyancing firm who can have us moved in within less than a month? Would it be better to use a local Westminster firm or a factory type comparison site?
We would be happy to suggest some excellent Westminster conveyancing firms. Another option is to visit the high street in Westminster. Visit two or three firms and ask to see a conveyancing solicitor for a quote. Discuss your deadline together with the reasons and get an assurance on your deadline. Choose the one that you are most comfortable with.
At what point can the exchange of contracts occur in domestic conveyancing in Westminster and do I need to be at the solicitors branch?
If you are round the corner to one of the conveyancing solicitors in Westminster you are invited in to sign contracts. However, the law practices we recommend provide countrywide coverage for conveyancing and give just as detailed and professional a job for you when dealing with you electronically. The executing of the purchase agreement is not when everything is set in stone. Signing on the dotted line is just a prerequisite for the conveyancer to exchange contracts at the suitable time, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where a lengthy "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Westminster)to be in the office at the appropriate time.
When it comes to lenders such as Skipton, do Westminster conveyancing practitioners incur an annual charge to be on the conveyancing panel?
We are not aware of any mortgage company fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
Can I be sure that the Westminster conveyancing solicitor on the Aldermore panel is any good?
When it comes to conveyancing in Westminster obtaining recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor carrying out your transaction.
I can not fathom if my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Westminster building society branch on various occasions and was told they are content with the situation and they would lend. My Westminster conveyancing solicitor - who is on the lender conveyancing panel- called to say that they would not lend based on their specific requirements. I have no idea who is right.
Your property lawyer must comply with the CML Handbook Part 2 conditions for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I am looking into buying my first house which is in Westminster and I am already nervous. I couldn't find anything specific about Westminster. Conveyancing will be needed in due course but do you know about the Westminster area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Westminster. In the meantime here are some basic statistics that we found
We're first time buyers - agreed a price, yet the estate agent informed us that the vendor will only issue a contract if we instruct the agent's recommended solicitors as they need an ‘expedited deal’. Our preferred option is to instruct a family conveyancer used to conveyancing in Westminster
We suspect that the seller is not behind this ultimatum. Should the seller desire ‘a quick sale', alienating a serious purchaser is is going to put the whole deal at risk. Speak to the vendors direct and explain that (a)you are keen to buy (b)you are ready to go, with finances in place © you are chain free (d) you wish to move quickly (e)but you are going to use your own,trusted Westminster conveyancing firm - not the ones that will give the negotiator at the agency a commission or meet his conveyancing targets set by HQ.
Why am I unable to complete our conveyancing in Westminster on Good Friday?
This is due to the fact that on completion the money needs to pass between the banks of the purchaser and seller's solicitor and at present this can only happen on a working day. It is not possible to complete on a weekend either.