Much to our surprise we have been notified by our mortgage adviser that my Walthamstow solicitor is not on the bank Solicitor panel. What can I do to be sure whether this is correct?
You need to contact your Walthamstow conveyancer. It is reasonable to expect your lawyer to advise you what has happened. Where they are not on the panel they may recommend you to a Walthamstow conveyancing firm that is on the conveyancing panel for your bank.
I purchased a freehold premises in Walthamstow yet invoiced for rent, why is this and what is this?
It’s unusual for properties in Walthamstow and has limited impact for conveyancing in Walthamstow but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.
Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.
I am about to put a bid on a leasehold property in Walthamstow. The estate agents tell me that it is usual for flats in Walthamstow to have less than 75 years unexpired on the lease. I am obtaining a mortgage with Bank of Ireland. Will the property be mortgageable given that the lease has 70 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 19/7/2026 the requirements read as follows :
We are close to exchanging contracts on the sale of our house in Walthamstow and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any high street Walthamstow lawyer would know this is not the case. It does beg the question why the purchasers are using a nationwide conveyancing practice as opposed to a conveyancing solicitor in Walthamstow. Having lived in Walthamstow for six years we know that this is a non issue. Should we contact our local Authority to obtain confirmation that there is no issue.
It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Due to the input of my in-laws I had a survey completed on a property in Walthamstow in advance of appointing conveyancers. I have been informed that there is a flying freehold element to the house. The surveyor has said that some mortgage companies will refuse to grant a loan on a flying freehold home.
It depends who your proposed lender is. Lloyds has different instructions for example to Halifax. If you call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Walthamstow. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Walthamstow to see if the conveyancing will be more expensive.
I am hoping to complete next month on a basement flat in Walthamstow. Conveyancing lawyers assured me that they will have a report out to me next week. Are there areas in the report that I should be focusing on?
The report on title for your leasehold conveyancing in Walthamstow should include some of the following:
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Whether the landlord has obligations to ensure rights of quiet enjoyment over your premises and do you know what it means in practice? Do you need to have carpet in the flat or are you allowed wood flooring? Repair and maintenance of the property Responsibility to repair and maintain the block. It is essential that you know who is duty bound to repair and maintenance of every part of the building
Having spent years of dialogue we cannot agree with our landlord on how much the lease extension should cost for our flat in Walthamstow. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
if there is a absentee freeholder or where there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to make a decision on the price payable.
An example of a Freehold Enfranchisement matter before the tribunal for a Walthamstow property is 12 Nutfield Road in July 2014. the Tribunal judged that the price to be paid by the applicants for the freehold interest should be £19,572 This case related to 2 flats. The unexpired residue of the current lease was 72.02 years.