We were just about to sign contracts for a garden flat in Hackney Wick. We encountered a stumbling block. The mortgage offer with Halifax expires on 15/9/2026 but the owners are suggesting a completion date of 17/9/2026. Can one extend the mortgage offer?
The best person to deal with your issue is your solicitors who will calculate if they corresponding with the mortgage broker, seller’s solicitors, estate agents or possibly all three given the history of your house move to date.
The Hackney Wick conveyancing solicitors that just started acting on my house acquisition in Hackney Wick have without warning shut down. I chose them because I needed a lawyer on the TSB conveyancing panel and my preferred Hackney Wick lawyer was not. I paid them 275 plus VAT in advance. What do I do now?
If you have an estate agent involved then inform them straight away so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the TSB conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to assist.
We had selected solicitors with offices in Hackney Wick on the Yorkshire BS solicitor approved list. They are now charging me a further sum for the legal aspects of the Yorkshire BS mortgage. Is this an additional conveyancing fee set by Yorkshire BS?
As unfair as it may seem, as long as it’s in their Terms of Engagement or estimate then yes your property lawyer may charge a fee for this. This charge is not dictated by Yorkshire BS but by your Hackney Wick conveyancer. Numerous firms on the Yorkshire BS panel will levy an ‘acting for lender’ fee and others do not.
I am expecting a DIP from Nationwide this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Nationwide recommend any Hackney Wick solicitors on the Nationwide conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Hackney Wick solicitors independently although you'll need to choose one on the Nationwide conveyancing panel. The solicitor represents both you and Nationwide through the process.
At last I have had an offer on a maisonette in Hackney Wick agreed to, the vendors do nevertheless have a connected purchase. The owners have placed an offer on on an apartment, but it’s not been accepted yet, and are looking at other flats in the pipeline. I have selected a nearby conveyancing solicitor in Hackney Wick. What should be my next step? At what point do I apply for the mortgage with Kent Reliance?
It is understandable to have anxieties where there is a chain as you are unlikely to want to incur costs too early (home loan application is approx one thousand pounds, then valuation, Hackney Wick conveyancing search costs, etc). First, you should check that your conveyancer is on the Kent Reliance approved list. Regarding the subsequent steps this very much dictated by the specifics of your case, attraction to this property and on the state of the market. During a rising market some purchasers would apply for the mortgage with Kent Reliance and arrange for the valuation and only if it comes back ok would they ask their solicitor to move forward with the conveyancing in Hackney Wick.
Are there restrictive covenants that are commonly picked up during conveyancing in Hackney Wick?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Hackney Wick. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking to sell my property. My previous conveyancers have shut. It would be helpful to have a recommendation of a conveyancing firm. Im based in Hackney Wick if that makes things easier.
Please use our search tool to help you find a solicitor for your conveyancing in Hackney Wick. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
Should I cancel the direct debit for my mortgage with Lloyds once a completion date for my sale in Hackney Wick has been agreed?
No, you should maintain paying any mortgage payments to Lloyds pending the mortgage being paid off out of the proceeds of sale as part of your Hackney Wick conveyancing.