I am the registered owner of a freehold residence in Leytonstone yet charged rent, why is this and what is this?
It is rare for properties in Leytonstone and has limited impact for conveyancing in Leytonstone but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the generation of fresh rentcharges from 1977 onwards.
Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.
What is the best way to investigate if the solicitor handling my conveyancing in Leytonstone is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Halifax thus spending £175.00 in additional conveyancing costs.
You should make the most of the find a conveyancing panel solicitor tool on this web page. Pick the mortgage company and type ‘Leytonstone’ or your preferred area and you will be presented with a number of lawyer based in Leytonstone or by proximity to you.
Can you point me to a directory of Kent Reliance panel solicitors in Leytonstone on the UK Finance Lenders’ Handbook Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. A small selection of banks make their panel listings open the public over the internet. If you are in need of a Leytonstone solicitor on the Kent Reliance please use our tool.
We previously chose conveyancing lawyers with offices in Leytonstone on the Virgin Money solicitor panel. They are now charging me a supplemental charge for dealing with the Virgin Money mortgage. Is this a supplemental conveyancing fee specified by Virgin Money?
As unfair as it may seem, as long as it’s in their Terms of Engagement or estimate then yes your property lawyer can charge a fee for this. The fee is not set by Virgin Money but by your Leytonstone property lawyer. Some firms on the Virgin Money panel will quote an ‘acting for lender’ fee and others do not.
I have today made my last payment due on my mortgage with TSB. I assume I don't need a Leytonstone conveyancer on the TSB panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
I appreciate that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when acquiring a residence in Leytonstone? or Apparently there is an ancient law that means some house owners residing in a parish church boundary may be liable to pay for repairs to the chancel in proximity to the church. Is this suitable for conveyancing in Leytonstone?
Unless a prior acquisition of the house took place after 12 October 2013 you can expect solicitors delivering conveyancing in Leytonstone to remain recommending a chancel search and or insurance against a claim.
I used Wolstenholmes several years ago for my conveyancing in Leytonstone. Now, I need my documents but the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Leytonstone of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
18 days into a sale of a flat in Leytonstone. Conveyancing is fine but we are being charged a fortune from the freeholder. To date we have paid £237 for a leasehold management information and then another £117.20 for additional questions supplied by the buyers solicitor.
Neither you or your conveyancer will have any control over the extent of the bill for this information however the average fee for the information for Leytonstone leasehold property is £350. For Leytonstone conveyancing sales it is conventional for the seller to pay for these charges. The freeholder or their agents are not duty bound to address such questions most will agree to do so - albeit often at high prices where the fees bear little relation to the work involved. Regretfully there is no law that mandates set charges for administrative tasks. There is no legal time frame by which they are required to provide the information.