My fiance and I are looking to purchase a property in Astley and have instructed a Astley conveyancing practice. Within the past 48 hours our lawyer has forwarded the sale agreement to be signed with a detailed report in anticipation of exchanging contracts shortly. Bank of Scotland have this evening contacted us to advise us that they have now hit a problem as our Astley conveyancer is not on their conveyancing panel. What do we do from here?
If you are buying a property with the assistance of a mortgage it is conventional for the purchasers' lawyers to also act for the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact your lender and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You don't have to instruct a firm on the lender’s conveyancing panel as you are at liberty to use your preferred Astley lawyers, in which case your legal fees may increase, and it will likely delay the transaction as you are adding another lawyer into the mix.
In what way does my ID and proof of funds have anything to do with my conveyancing in Astley? Is this really necessary?
It is indeed that case that these requests have nothing to do with conveyancing in Astley. Nowadays you will not be able to complete any conveyancing process if you have not submitting evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence and a bank statement. Remember if you are providing your driving licence as evidence of identification it must be both the paper element as well as the photo card part, one is not acceptable in the absence of the other.
Evidence of the source of monies is mandated under Money Laundering Regulations. Don’t be offended when when this is requested of you as your lawyer must retain this information on file. Your Astley conveyancing lawyer will need to see evidence of proof of funds before they are able to accept any money from you into their client account and they will also ask additional questions regarding the origin of funds.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Astley. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 6/11/2026, the requirements read as follows :
We are buying a property and the solicitor has identified Chancel Repair to which the property may be obligated to pay because it falls into the area of such a church. He has suggested insurance. Is this really necessary for conveyancing in Astley
Unless a prior acquisition of the house took place after 12 October 2013 you can take it that lawyers handling conveyancing in Astley to remain encouraging a chancel search and or insurance against a claim.
Taking into account that I will soon spend over three hundred thousand on a two bedroom apartment in Astley I wish to have a conversation with the solicitor about myhouse move prior to appointing the firm. Is this something that you can arrange?
We could not agree more - we would be delighted to talk to you we do not take any clients on without you speaking to the conveyancer who will be conducting your property ownership legalities in Astley.There is no ‘factory style conveyancing’ - each client is unique person, not a file reference. The law firms that we put you in touch with believe that the fees you are provided with for residential conveyancing in Astley should be the figure that you end up paying.
We are 17 days into a freehold purchase having been referred to conveyancers by the high street agent to do our conveyancing in Astley. I am not happy. Can you you assist me in finding new solicitors?
They would need to be really poor in order to consider diss instructing them. Has the mortgage offer been sent? If so you must make them aware of the replacement conveyancer and get the mortgage documents are re-issued. Your new conveyancer should be on the lenders panel to avoid added fees and delays. That should be your first question of the new solicitors. The find a solicitor tool should help you find a lender approved solicitor for your home move in Astley