The Leigh conveyancing firm handling our Leigh conveyancing has discovered a difference when comparing the surveyor’s assumptions in the home valuation survey and what is in the title deeds. My solicitor says that he is duty bound to check that the lender is OK with this discrepancy and is content to go ahead. Is my solicitor’s stance right?
Your lawyer must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
After reading online forums for a high-quality lawyer in Leigh, most post that I must instruct a CQS assured lawyer. Can you explain what CQS is?
The Law Society's Conveyancing Quality Scheme is the recognised quality mark for legal experts in home moving process, trusted by some of the UK's biggest lenders. In 2011-12 the Conveyancing Quality Scheme was officially recognised by the Association of British Insurers (ABI). The scheme does not cover licenced conveyancers. Leigh is one of the many areas in England and Wales where there are Accredited solicitors.
I am helping my sister sell her flat in Leigh. Does the conveyancing solicitor order the EPC or do I organise this?
Following the abolition of Home Information Packs, energy performance certificates was retained a compulsory element of selling a property. An energy performance certificate needs to be to hand in advance of the property being advertised. It is not something that conveyancers ordinarily organise. Where you are using a Leigh conveyancing practitioner they might help arrange energy assessments due to their relationships with reputable Leigh accredited person
Is it the case that all Leigh conveyancing solicitors on the TSB conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the TSB conveyancing panel they would need to be regulated by the SRA. Many lenders do list licenced conveyancers on their panel and in such a situation the practice would be overseen by the Council of Licensed Conveyancers.
We have agreed to purchase a house in Leigh. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Clydesdale be concerned?
Given that you are obtaining a mortgage with Clydesdale your lawyer must follow the conveyancing requirements outlined in Section 2 of UK Finance Lenders’ Handbook for Clydesdale. The CML Handbook contains minimum specifications for solar panel roof-space leases, and lawyers are required to report to Clydesdale where a lease does not meet these conditions. The specifications relate to the installation of panels on properties in England and Wales and is not restricted to Leigh.
I have been told that property searches are the main cause of delay in Leigh conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released determinations of research by MoveWithUs that conveyancing searches do not figure amongst the common causes of hindrances during the legal transfer of property. Searches are not likely to feature in any delay in conveyancing in Leigh.
Over the last few months I have been searching for a ground for flat up to £305k and identified one round the corner in Leigh I like with a park and transport links in the vicinity, the downside is that it's only got 51 years unexpired on the lease. There is not much else in Leigh for this price, so just wondered if I would be making a mistake purchasing a short lease?
If you need a home loan the shortness of the lease will likely be an issue. Discount the offer by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least 2 years you could request that they start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.
I am looking for a conveyancing solicitor in Leigh for my remortgage. Is it possible to check a firm’s record with the profession’s regulator?
Members of the public may search for documented Solicitor Regulator Association (SRA) determinations stemming from inquisitions commenced on or after Jan 2008. Go to Check a solicitor's record. For details Pre 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, use +44 (0)121 329 6800. The SRA may recorded telephone calls for training purposes.