The sellers of the home we are purchasing are using a conveyancing practitioner in Wilmslow who has insisted on a lock out agreement with a non-refundable deposit two thousand pounds. Are such contracts appropriate for Wilmslow conveyancing transactions?
This form of arrangement isn't common in Wilmslow, conveyancers are not keen on them as they detract from the main conveyancing focus and if you end up losing your deposit then the solicitor at best left with an upset client and at worst a litigious one. Furthermore, there is no certainty that just because the owner has signed a lock out agreement they will sell to you. They may be in contravention of the agreement if they are offered sufficient incentive to do so because an aggrieved purchaser with the benefit of a exclusivitycontract will still have to establish consequential losses from the breach and this may not equate the financial benefit that your seller may secure by breaking the contract, no matter how morally shameful that may be.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Wilmslow. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 11/11/2026, the requirements read as follows :
is it true that all Wilmslow solicitors on the Bank of Ireland conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Bank of Ireland approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. Many banks do list licenced conveyancers on their panel and in that case the organisation would be regulated by the CLC.
I have paid off my mortgage with Coventry BS. I assume I don't need a Wilmslow solicitor on the Coventry BS panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
I can not work out if my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Wilmslow building society branch on a couple of occasions and was advised it wasn't an issue and they will lend. My Wilmslow conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they will not lend based on their published requirements. I simply don't know who is right.
As long as the conveyancer is on the lender approved list, she or he must follow the Council of Mortgage Lenders’ Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
Will my solicitor be making enquiries about flooding during the conveyancing in Wilmslow.
The risk of flooding is if increasing concern for lawyers carrying out conveyancing in Wilmslow. There are those who buy a house in Wilmslow, fully aware that at some time, it may suffer from flooding. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the premises. Steps can be carried out during the course of a house purchase to forewarn the purchaser.
Lawyers are not qualified to give advice on flood risk, however there are a numerous checks that can be carried out by the purchaser or by their solicitors which will give them a better understanding of the risks in Wilmslow. The conventional set of completed inquiry forms given to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) includes a usual inquiry of the seller to discover if the premises has suffered from flooding. If the residence has been flooded in past which is not revealed by the vendor, then a buyer may bring a claim for damages stemming from an misleading answer. A buyer’s conveyancers should also carry out an enviro report. This will indicate whether there is a recorded flood risk. If so, additional inquiries will need to be made.
I used Stirling Law a few years ago for my conveyancing in Wilmslow. Now, I need the documents however the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Wilmslow of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
My step-father has suggested that I instruct his conveyancing solicitors in Wilmslow. Should I choose my own property lawyer?
Much as we are happy to recommend a Wilmslow conveyancing lawyer the best way to choose a conveyancing practitioner is to have recommendations from friends or relatives who have used the solicitor you're are thinking of instructing.