About to place an offer on a leasehold apartment in Handforth. The selling agents tell me that it is usual for flats in Handforth to have less than 75 years left on the lease. I am taking out a loan with Accord Mortgages. Will the property be mortgageable given that the lease has 70 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 6/4/2026 the requirements read as follows :
My wife and I are buying a flat in Handforth. It might be a silly question but how we can trust a conveyancer? At some point we will need to deposit our life savings into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am purchasing a detached bungalow in Handforth. Our aim is to an extension at the rear at the house.Will the conveyancing process include enquiries to see if these alterations were previously refused?
Your property lawyer will review the registered title as conveyancing in Handforth will occasionally reveal restrictions in the title documents which restrict certain changes or require the consent of a 3rd party. Many additions call for local authority planning consent and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
I was told three weeks ago that my mortgage has been agreed to by TSB. Is it usual for TSB to only issue the offer once my solicitor in Handforth is approved on their conveyancing panel? TSB have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
It has been 4 months since my purchase conveyancing in Handforth concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking into buying my first house which is in Handforth and I am already nervous. I couldn't find anything specific about Handforth. Conveyancing will be needed in due course but do you know about the Handforth area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Handforth. In the meantime here are some basic statistics that we found
My brother has encouraged me to use his conveyancing solicitors in Handforth. Should I use them?
There are no two ways about it the best way to select a conveyancing solicitor is to get recommendations from friends or family who have used the conveyancer that you are contemplating using.
I would like to let out my leasehold flat in Handforth. Conveyancing solicitor who did the purchase is retired - so can't ask him. Is permission from the freeholder required?
Some leases for properties in Handforth do contain a provision to say that subletting is only permitted with prior consent from the landlord. The landlord cannot unreasonably refuse but, in such cases, they would need to review references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.
I acquired a 1 bedroom flat in Handforth, conveyancing having been completed 7 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Similar flats in Handforth with over 90 years remaining are worth £207,000. The ground rent is £60 per annum. The lease finishes on 21st October 2083
You have 57 years left to run the likely cost is going to be between £28,500 and £33,000 plus professional fees.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first seeking the advice of a professional.