We see that you have a search directory listing firms on the Nottingham conveyancing panel. Do firms pay you a referral fee if I appoint them for our own conveyancing in Handforth?
We are a listing service only for law firms wishing to communicate if they are on the Nottingham conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Handforth.
I am due to move house in October. Should my conveyancing solicitor update the removal company on the day of completion. Incidentally, can you recommend a removal company in Handforth. Conveyancing solicitor was chosen before I stumbled across this site.
On the afternoon of completion you can pick up the house keys from the estate agent however this can only take place when the sellers solicitors advise the agent that they have the completion monies and the keys can be given over. Subsequently you can inform the removal men that they can start moving you in. As a matter of policy we do not recommend a specific removal organisation but can help you locate a conveyancing in Handforth or a solicitor that specialises in conveyancing in Handforth.
I am buying a property in Handforth. An unusual aspect is that the roof has a solar panel. Aldermore have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Aldermore your lawyer must check the formal requirements outlined in Part 2 of UK Finance Lenders’ Handbook for Aldermore. The CML Handbook contains minimum provisions for solar panel roof-space leases, and solicitors are required to report to Aldermore where a lease does not meet these specifications. The requirements relate to the installation of panels on properties in England and Wales and is not restricted to Handforth.
I can not fathom if my mortgage offer requires a lease extension. I have called into my local Handforth building society branch on a couple of occasions and was reassured it wasn't a problem and they would lend. My Handforth conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they refuse to lend in accordance with their specific requirements. Who do I believe?
As long as the solicitor is on the bank panel, she or he must comply with the Council of Mortgage Lenders’ Handbook requirements for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
The deeds to our house are lost. The conveyancers who conducted the conveyancing in Handforth 4 years ago no longer exist. What do I do?
In today’s world there are copies made of almost everything, and your conveyancer should know precisely where to find all the relevant documentation so you can purchase or dispose of your house without any difficulty. If duplicates are not available, your conveyancer may be able to put in place insurance or indemnities against future claims on the property.
I am buying my first flat in Handforth with a loan from Halifax. The developers refused to reduce the amount so I negotiated five thousand pounds worth of additionals instead. The sale representative told me not disclose to my solicitor about this deal as it will put at risk my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am a fortnight into a residential purchase having been recommend to a firm by the local agent to do our conveyancing in Handforth. I am am starting to be disappointed with the quality of service. Could you help me find new lawyers?
A solicitor would need to be very bad to suggest diss instructing them. Has your loan offer been issued? If so you will need to advise them of the new contact details and have the offer are re-issued. The solicitor ideally needs to be on the lenders approved list to avoid escalating charges and delays. That should be your first question of the new lawyers. Our find a solicitor tool should assist you in finding a bank approved solicitor for your conveyancing in Handforth
At what point do I cover the costs of the Stamp Duty Land Tax due for my house transaction in Handforth?
Most conveyancing practitioners tend to complete a Land Transaction Return Form on your behalf during your Handforth conveyancing transaction for signature. After completion your conveyancer will submit the Land Transaction Return Form to the Tax Authorities and - assuming they have the funds - settle any land tax due on your behalf.