We were about to choose a conveyancing solicitor in Wimborne Minster endorsed on your site but have come across some other estimates via the web look cheaper – how come?
One can find hundreds of conveyancers marketing what appear to be extremely cheap conveyancing in Wimborne Minster. Our recommendation is to think long and hard as to how important this transaction is to you that you are willing to be penny wise pound foolish with regard to the quality of the conveyancing. Many of them highlight a budget fee as a headline but bury additional charges in the fine print..
It is is a decade since I bought my home in Wimborne Minster. Conveyancing solicitors have now been appointed on the sale but I can't find my title documents. Is this a problem?
Don’t worry too much. First there is a possibility that the deeds will be with your lender or they may be in the possession of the solicitor who oversaw the purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Most conveyancing in Wimborne Minster involves registered property but in the unlikely event that your home is unregistered it is more of a problem but is not insurmountable.
My property lawyer in Wimborne Minster is not listed on the Virgin Money Conveyancing Panel. Can I still use my prefered solicitor notwithstanding that they are excluded from the Virgin Money approved list?
Your options are as follows:
- Complete the purchase with your preferred Wimborne Minster lawyers but Virgin Money will need to instruct a conveyancer on their panel. This will result in additional overall legal fees and result in delays.
- Get an alternative solicitor to act in the purchase, not forgetting to check they are Virgin Money approved.
- Try to convince your Virgin Money based solicitor to try to join the Virgin Money panel
I opted to have a survey completed on a property in Wimborne Minster in advance of appointing solicitors. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some banks will not grant a loan on a flying freehold premises.
It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. If you call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Wimborne Minster. Conveyancing will be smoother if you use a solicitor in Wimborne Minster especially if they regularly deal with such properties in Wimborne Minster.
What does commercial conveyancing in Wimborne Minster cover?
Wimborne Minster conveyancing for business premises covers a wide range of services, given by qualified solicitors, relating to business premises. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
My husband and I are new on the property ladder - agreed a price, yet the agent informed us that the seller will only proceed if we use the agent's chosen conveyancers as they want an ‘expedited deal’. My instinct tells me that we should use a high street conveyancer with experience of conveyancing in Wimborne Minster
It is highly unlikely the sellers are behind this. Should the vendor desire ‘a quick sale', turning down a motivated purchaser is going to damage their objectives. Bypass the agents and go straight to the sellers and make the point that (a)you are serious buyers (b)you are ready to go, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)however you are going to appoint your preferred Wimborne Minster conveyancing lawyers - not the ones that will provide the estate agent a kickback or hit his conveyancing thresholds set by HQ.