Do the conveyancing solicitors indexed on your site handle right to buy conveyancing in Bournemouth?
We work with a number of conveyancing solicitors carrying out right to buy transactions Do contact us in order to secure a conveyancing quote.
Is it correct that all Bournemouth CQS (Conveyancing Quality Scheme) solicitors are on the Lloyds conveyancing list of approved solicitors?
It is true that some lenders now make use of the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their panels.
I am selling my house. I had a double glazing fitted in January 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Lloyds are being pedantic. The Bournemouth solicitor who is on the Lloyds conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Lloyds are insisting on a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?
It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
RBS have agreed my mortgage in principle, my bid on a property in Bournemouth has been accepted, what happens next?
Your estate agent will want to know who your solicitors are (ensure that the conveyancers are on the lender’s approved list). Telephone RBS or the broker and finalise any outstanding paperwork. RBS will instruct a valuer who will get in contact with the selling agent or seller to book a time for the valuation to take place. Once carried out (assuming no problems) it takes approximately ten days to get a mortgage offer. RBS will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Bournemouth.
Over the last few months I have been searching for a ground for flat up to £305k and identified one round the corner in Bournemouth I like with amenity areas and station in the vicinity, the downside is that it's only got 61 years unexpired on the lease. I can't really find anything else in Bournemouth in this price bracket, so just wondered if I would be making a mistake buying a short lease?
Should you require a home loan the remaining unexpired lease term will likely be problematic. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of twenty four months you could ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this matter.
How do I use your search app to choose a conveyancing practitioner in Bournemouth on the approved list for my lender?
First pick a lender such as Halifax, Coventry Building Society or Platform Home Loans Ltd then specify your preferred area for instance Bournemouth. Conveyancing organisations in Bournemouth and further afield will then be identified.
I need to retain a conveyancing solicitor for my conveyancing in Bournemouth. I have land on a web site which looks to be the perfect answer If there is a chance to get all this stuff done via web that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
There are a lot of houses in Bournemouth on unadopted lanes. We are acquiring one such house. What are the advantages and disadvantages of buying a residence on a private road?
Bournemouth conveyancing lawyers are used to conveyancing propertieson unadopted roads. Your conveyancing practitioner will investigate Land Registry data to identify any rights or liabilities. It is possible that there is a residents association that residents pay into to maintain the road. Where one exists, the road should be maintained and look better than publicly adopted.