It has come to my attention via my financial adviser that my Bournemouth property lawyer is not on the bank Conveyancing panel. How can I check?
The best course of action for you to take is to call your Bournemouth conveyancer. You lawyer should inform you what has happened. Where they are not on the panel they may be able to suggest a Bournemouth conveyancing firm that is on the conveyancing panel for your bank.
Our god-son is about to exchange on a house that has just been built in Bournemouth with a home loan from Lloyds. His conveyancer has advised him of a delay in completing the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The form is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Lloyds conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Lloyds conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Will our conveyancer be raising questions concerning flooding as part of the conveyancing in Bournemouth.
Flooding is a growing risk for solicitors dealing with homes in Bournemouth. There are those who purchase a house in Bournemouth, fully expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or dispose of the premises. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.
Conveyancers are not best placed to offer advice on flood risk, however there are a number of searches that can be carried out by the buyer or on a buyer’s behalf which can give them a better understanding of the risks in Bournemouth. The conventional set of property information forms given to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard inquiry of the seller to find out if the premises has ever been flooded. If flooding has previously occurred which is not revealed by the owner, then a purchaser may commence a legal claim for losses as a result of such an incorrect response. The buyer’s solicitors should also carry out an enviro report. This should disclose whether there is a recorded flood risk. If so, further investigations should be made.
I am downsizing from my property. My former lawyers have shut. I am in need of a recommendation of a conveyancing firm. Im based in Bournemouth if that makes a difference.
You should use our search tool to help you find a solicitor for your conveyancing in Bournemouth. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.
My partner has recommend that I appoint his conveyancing solicitors in Bournemouth. Should I find my own property lawyer?
Much as we are happy to recommend a Bournemouth conveyancing lawyer the best way to find a conveyancing lawyer is to get recommendations from friends or relatives who have experience in using the firm that you are are thinking of instructing.
I own a leasehold flat in Bournemouth. Conveyancing and Barnsley Building Society mortgage are in place. A letter has just been received from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1994. The conveyancing practitioner in Bournemouth who previously acted has now retired. Do I pay?
The first thing you should do is make enquiries of the Land Registry to make sure that the individual purporting to own the freehold is in fact the new freeholder. It is not necessary to incur the fees of a Bournemouth conveyancing solicitor to do this as you can do this on the Land Registry website for £3. You should note that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Bournemouth Leasehold Conveyancing - A selection of Questions you should ask before buying
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It would be sensible to enquire if there are any onerous prohibitions in the lease. By way of example it is reasonably common in Bournemouth leases that pets are not permitted in certain buildings in Bournemouth. If you love the apartmentin Bournemouth but your cat can’t make the move with you then you will be presented with a difficult decision. How long is the Lease?