My fiance’s sister is a property lawyer. I anticipate that I will receive friends and family rates for conveyancing, but if not, what level of costs should I be paying for conveyancing in Bournemouth?
It’s wise to look for two or three conveyancing quotes. Do use our comparison tool on this site. You will notice that quotes do be different but the service one can expect are distinct between law firms as is the case with most professions.
It is a dozen years since I bought my home in Bournemouth. Conveyancing solicitors have now been appointed on the sale but I am unable to track down my deeds. Is this a major issue?
Don’t worry too much. First the deeds may be kept by your lender or they could still be with the solicitor who acted in your purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Almost all conveyancing in Bournemouth relates to registered property but in the unlikely event that your home is not registered it is more of a problem but is resolvable.
is it true that all Bournemouth solicitor practices on the Aldermore conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Aldermore conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. Many banks do allow licenced conveyancers on their panel in which case such firms would be governed by the Council of Licensed Conveyancers.
Two weeks ago we had a mortgage agreed in principle with HSBC. Bournemouth conveyancing lawyers are chosen. What is the average time that one could expect to receive a mortgage offer from HSBC?
There is no definitive answer here. Have HSBC conducted the valuation? Have you advised HSBC as to your lawyers' details and checked that your lawyers are on the HSBC conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I am selling my flat. I had a double glazing fitted in January 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, RBS are being a right pain. The Bournemouth solicitor who is on the RBS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but RBS are requiring a building regulation certificate. Why do RBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that RBS have referred the matter to their valuer. The reason why RBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
The estate agent has sent us the confirmation of our purchase of a new build flat in Bournemouth. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Bournemouth
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Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? There must be mutual enforceability of lessee’s covenants. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
In my capacity as executor for the will of my uncle I am disposing of a property in Neath but reside in Bournemouth. My lawyer (approximately 200 kilometers from merequires that I sign a stat dec ahead of completion. Can you recommend a conveyancing practitioner in Bournemouth to witness this legal document for me?
Technically speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are located in Bournemouth
I have recently had an offer accepted on a leasehold flat in Bournemouth and the mortgage adviser that we are dealing with recommended his solicitor. They quoted £900 plus VAT and 3rd party costs. Does this sound steep?
You should not rely on one estimate. One should obtain like-for-like quotes for your conveyancing in Bournemouth. Then select one that you trust and just as important, is on the approved panel of the bank that you have applied for a mortgage from.