Am I correct in assuming that the fact that my solicitor in Hamworthy is not listed on my lender's conveyancing panel that there is a problem with the quality of her conveyancing?
That would most likely be a wrong assumption to make. There are plenty of reasonable explanations. A recent report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Hamworthy conveyancing practice and enquire why they are no longer on the approved list for your mortgage company.
We are a couple about to sign contracts for a semi detached house in Hamworthy. We encountered a stumbling block. The loan offer with Skipton Building Society runs out on 31/10/2025 but the vendors are suggesting a completion date of 4/11/2025. Is it possible to extend the loan offer?
The person best placed to address this question is your lawyer who will hopefully determine if they should be discussing with the mortgage company, seller’s solicitors, selling agents or possibly all three based on the history of your house move to date.
I am buying a semi-detached house in Hamworthy. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Hamworthy you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Hamworthy.
Just had an offer accepted on a new build flat in Hamworthy. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Hamworthy
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please confirm the Lease plans are architect prepared. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.
Due to the advice of my in-laws I had a survey completed on a house in Hamworthy prior to retaining solicitors. I have been advised that there is a flying freehold aspect to the property. My surveyor advised that some lenders tend not grant a loan on such a house.
It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hamworthy. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hamworthy to see if the conveyancing will be more expensive.
Am I best advised to choose a Hamworthy conveyancing lawyer in close proximity to the house I am purchasing? We have a good friend who can handle the legal work however they are based 300miles away.
The primary upside of using a local Hamworthy conveyancing practice is that you can attend the office to execute documents, deliver your ID and pester them if necessary. They will also have local knowledge which is a bonus. That being said nothing is more important than finding someone that will do a good and efficient job. If if people you trust used your friend and on the whole were happy that should surpass using an unfamiliar Hamworthy conveyancing solicitor just because they are based in the area.