Our conveyancer has uncovered a a legal deficiency with the lease for the property we are purchasing in Boscombe. The other side have offered title insurance as a workaround. We are content with insurance and will pay for it. Our solicitor has advised that he must ensure that the mortgage company is happy with this solution. Are we the client or is the mortgage company ?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the mortgage company are the client. Your property lawyer must comply with the UK Finance Lenders’ Handbook conditions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your conveyancing practitioner will have no choice but to discontinue acting for you.
My lender has recommended a law firm on their panel based in Boscombe but I would rather choose a conveyancing lawyer in Boscombe round the corner to me. Are you able to assist?
It is by no means the case that all Boscombe conveyancing solicitors are on all banks conveyancing panel. Do make the most of our find an approved solicitor tool to locate a Boscombe conveyancing solicitor on the on the mortgage company panel.
We previously selected conveyancers based in Boscombe on the Clydesdale solicitor approved list. They have just invoiced me a supplemental charge for dealing with the Clydesdale mortgage. Is this an additional conveyancing fee set by Clydesdale?
Unfortunately, as long as it is in their Terms and Conditions or estimate then yes your solicitor can charge a fee for this. The fee is not dictated by Clydesdale but by your Boscombe property lawyer. Numerous firms on the Clydesdale panel will levy an ‘acting for lender’ fee and others do not.
My offer was accepted on a house in Boscombe on 20/11/2025, valuation was booked 4 days later, received a clean bill of health. Solicitor retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Barclays and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Barclays conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
Clydesdale have agreed my home loan in principle, my offer on a house in Boscombe has been accepted, what happens next?
The property agent will wish to know who your solicitors are (ensure that the property lawyers are on the bank’s panel). Call up Clydesdale or the broker and finalise any appropriate paperwork. Clydesdale will instruct a valuer who will get in touch with the estate agent or owners to schedule a slot for the valuation to occur. Once carried out (assuming no problems) it takes on average ten days to get a mortgage offer. Clydesdale will send the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Boscombe.
The deeds to our property can not be found. The lawyers who conducted the conveyancing in Boscombe 5 years ago no longer exist. What are my next steps?
These day there are copies made of almost everything, and your conveyancer will know exactly where to find all the appropriate documentation so you may purchase or sell your property without a hitch. Where duplicates are not available, your lawyer may be able to arrange cover in the form of insurance or indemnities against possible claims on your premises.
I have been sourcing a conveyancing practitioner in Boscombe for my house move. Is there any facility to review a solicitor's complaints history with the legal regulator?
You can read presented Solicitor Regulator Association (SRA) decisions arising from investigations commenced on or after 1 January 2008. Go to Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The regulator could monitor call for training reasons.
Due to exchange soon on a garden flat in Boscombe. Conveyancing solicitors have said that they report fully tomorrow. What should I be looking out for?
Your report on title for your leasehold conveyancing in Boscombe should include some of the following:
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You should know if the lease permits you to change or upgrade anything in the property- you should know whether it applies to all alterations or limited to structural alteration, and whether consent is mandated necessary What options are open to you if an adjoining owner breaches a clause of their lease? The landlord’s rights to access the flat. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. Rent payments - what is payable and when is collected, and also know whether this will change in the future Alterations to the premises
I invested in buying a split level flat in Boscombe, conveyancing having been completed in 2012. Can you work out an approximate cost of a lease extension? Similar properties in Boscombe with an extended lease are worth £180,000. The ground rent is £65 charged once a year. The lease terminates on 21st October 2083
You have 58 years unexpired we estimate the premium for your lease extension to range between £22,800 and £26,400 as well as professional fees.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to provide the actual costs without more comprehensive investigations. Do not use this information in tribunal or court proceedings. There may be additional issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not move forward based on this information before seeking the advice of a professional.