We were just about to exchange contracts for a property in Boscombe. We encountered a snag. The loan offer with Britannia runs out on 16/1/2026 but the sellers are suggesting a completion date of 20/1/2026. Can one extend the mortgage expiry date?
The person best placed to deal with your issue is your solicitors who is in a position to assess if he or she is better off negotiating with the lender, seller’s conveyancers, selling agents or possibly all parties based on the history of your transaction as of today.
A friend advised me that in purchasing a property in Boscombe there could be a number of restrictions as to what one can do in terms of external changes to the property. Is this right?
There are anumerous of properties in Boscombe which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Boscombe should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am currently in the process of buying my council flat in Boscombe. I have a mortgage agreed with HSBC. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.
I recently had an offer agreed on an apartment in Boscombe. My mortgage broker suggested a conveyancer. I paid an on account payment of £225. A few days later, the conveyancing practitioner contacted me to say that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
What can a local search reveal about the house I am purchasing in Boscombe?
Boscombe conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations for example Xpress Legal The local search plays a central part in many a Boscombe conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your new home. The search will reveal data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
I am buying a new build apartment in Boscombe. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Boscombe
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.
Is there anything unique about your site and other internet conveyancing brokers when it comes to conveyancing in Boscombe?
At this site receive a fixed fee costs illustration from a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in Boscombe. Unlike many estate agents and many comparison sites we do not operate commission deals with solicitors. A large number of agents and online brokers 'recommend' solicitors that pays the highest per referral, not the best value conveyancing in Boscombe
There are plenty of houses in Boscombe on unadopted lanes. We are acquiring such a property. What are the pros and cons of buying a house on a private road?
Boscombe conveyancing lawyers are well versed in dealing houseson unadopted roads. Your conveyancer will investigate Land Registry data to identify any rights or liabilities. In many cases there is a management company (wholly owned by residents) that owners make annual contributions for the upkeep of the road. Where there is one, the road will likely be maintained and appear better than council owned.