It is 10 years ago since I purchased my property in Corfe Mullen. Conveyancing solicitors have recently been instructed on the sale but I can't track down my deeds. Will this cause complications?
You need not be too concerned. First the deeds may be kept by your mortgage company or they may be archived with the lawyers who handled your purchase. Secondly the likelihood is that the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring up to date copy of the land registers. Most conveyancing in Corfe Mullen relates to registered property but in the rare situation where your home is unregistered it is more of a problem but is not insurmountable.
We hope to to purchase with Coventry BS. We have called around locally yet am unable to find a Corfe Mullen conveyancing firm on the Coventry BS approved list. Could you help?
You should take advantage of the find a lender approved solicitor tool on this page. Pick the mortgage company and type Corfe Mullen or your preferred area and you will see numerous conveyancers offices in Corfe Mullen or nearest you.
I am due to exchange contracts on my apartment. I had a double glazing fitted in July 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Nationwide are being difficult. The Corfe Mullen solicitor who is on the Nationwide conveyancing panel is recommending indemnity insurance as a solution but Nationwide are requiring a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My offer was accepted on a property in Corfe Mullen on 21/2/2025, valuation was booked five days after, all came back fine. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Coventry BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Coventry BS conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
My offer on a detached house in Corfe Mullen has been agreed to, the owners do nevertheless have a tied purchase. The sellers have offered on a flat, however it’s not been accepted yet, and are looking at other properties booked. I have selected a nearby conveyancing solicitor in Corfe Mullen. What do I do now? At what stage should I apply for the mortgage with RBS?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx one thousand pounds, then valuation, Corfe Mullen conveyancing search costs, etc). The first thing to do is ensure that your conveyancing practitioner is on the RBS approved list. As to the subsequent steps this very much depends on the specifics of your case, desire for the property and on the state of the market. During a hot market some purchasers would apply for a home loan with RBS and pay for the valuation and only if it was satisfactory would they ask their property lawyer to proceed with the conveyancing in Corfe Mullen.
Are there restrictive covenants that are commonly identified during conveyancing in Corfe Mullen?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Corfe Mullen. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Is it possible to transfer to a new firm as I have to select one who is on the The Mortgage Works conveyancing list. I instructed a high street conveyancing solicitor in Corfe Mullen round the corner but the firm is not accepted by The Mortgage Works
It would be our pleasure to assist you select a conveyancing solicitor in Corfe Mullen on the The Mortgage Works panel. Please note that the property lawyers that we work with do not pay us a referral fee if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Corfe Mullen. Using the find a conveyancing solicitor tool on this website, you can compare costs for conveyancing solicitors in Corfe Mullen and throughout England and Wales.
I'm purchasing a flat in Corfe Mullen. I have found my conveyancer's company on the CLC list, but I can't see my lawyer's name as listed on the regulator's website. Is this a big problem?
Not all staff in the company must be listed by the regulator. Provided there is a manager qualified to 'oversee' the transaction, the actual day-to-day activity can be undertaken by unqualified staff.