What is the optimum way to find out if the solicitor handling my conveyancing in Abertillery is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for HSBC Bank thus spending £175.00 in another set of legal fees.
Feel free to make use of the search tool on this page. Pick the lender and type ‘Abertillery’ or your location and you will be presented with numerous solicitors offices in Abertillery or by proximity to you.
My wife and I are purchasing a property in Abertillery. It might be a silly question but how we can trust a solicitor? On the day of competition we have to deposit funds into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I have today made my last payment due on my mortgage with Barclays. I assume I don't need a Abertillery conveyancing practitioner on the Barclays panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Barclays has sent the Land Registry the discharge electronically, and
- Barclays has instructed the Land Registry to do so
Completion of my remortgage has taken place for my property in Abertillery. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
We are intent on selling our property in Abertillery and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. Any high street Abertillery lawyer would know that there is no such problem. For the life of me I don't know why the buyers used an internet conveyancing practice rather than a conveyancing solicitor in Abertillery. We have lived in Abertillery for three years we know that this is a non issue. Is it a good idea to contact our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
It has been 4 months following my purchase conveyancing in Abertillery completed. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I've recently found out that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Abertillery is the location of the property. Can you offer any opinion?
Flying freeholds in Abertillery are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Abertillery you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Abertillery may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
We are seeking to purchase a repossessed flat in Abertillery and the mortgagee in possession demand completion inside a month. Do lawyers meet that timeframe? Am I best advised to instruct a local Abertillery firm or an online conveyancer that advertises to offer speedy conveyancing?
Attend your Abertillery high street. Go in to a couple of solicitor’s offices and request to talk to a conveyancing solicitor for an estimate. Discuss your requirements and try and obtain a commitment on speed. Appoint the firm that seems most efficient. Be sure to use a conveyancer on the list of lawyers approved by your mortgage company.