I have given 2 months notice to my current landlord and have to vacate my let out apartment in Abertillery by 24/11/2025. Conveyancing for my house purchase is progressing. How realistic is it to complete in 5 weeks as I wish to avoid having to find short term accommodation?
Generally one should not give notice for your tenancy until exchange of contracts has taken place. If you have not previously done so, contact to your conveyancer and request that they cajole the other side, try to an acceptable time-line that everyone will look to achieve
My Conveyancer in Abertillery is not on the Virgin Money Solicitor Panel. Is it possible for me to use my prefered solicitor even though they are excluded from the Virgin Money panel of approved conveyancing solicitors?
The limited options open to you here include:
- Complete the purchase with your preferred Abertillery lawyers but Virgin Money will need to retain a conveyancer on their panel. This will inevitably rack up the total conveyancing charges and result in delays.
- Get a new solicitor to act in the purchase, remembering to check they are Virgin Money approved.
- Persuade your Virgin Money based solicitor to attempt to join the Virgin Money panel
We are purchasing a property in Abertillery. It might be a silly question but how we can trust a lawyer? At some point we will need to send funds into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I currently have a mortgage with UBS for my property in Abertillery. Conveyancing was finalised a year ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform UBS?
UBS must be informed of your intention prior to letting out your property as this is likely to be a breach of UBS’s mortgage conditions. It may be that UBS will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact UBS directly. You need not do this via a UBS conveyancing panel solicitor.
I had an offer accepted on a property in Abertillery on 11/8/2025, valuation was booked 4 days after, received a clean bill of health. Conveyancer instructed, so all that was missing was my mortgage offer. Having made daily calls to TSB and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the TSB conveyancing panel. Are TSB entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
Is it necessary to take out insurance to address the risk of chancel repairs when purchasing a property in Abertillery?
Unless a previous purchase of the property took place post 12 October 2013 you can expect lawyers delivering conveyancing in Abertillery to remain recommending a chancel search and or insurance against a claim.
I have todaydiscovered that Stirling Law have closed. They conducted my conveyancing in Abertillery for a purchase of a leasehold apartment 9 months ago. How can I be sure that my home is not still registered in the name of the former proprietor?
The quickest way to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Abertillery conveyancing specialists.
Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a simple, chain free conveyancing. Abertillery is where the house is located. Is there any guidance you can impart?
Flying freeholds in Abertillery are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Abertillery you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Abertillery may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.