I am refinancing my home in Beaufort, does my lawyer need to be on the Kent Reliance Conveyancing panel?
In theory, you could use a solicitor that is not on the Kent Reliance conveyancing panel, but Kent Reliance would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
I am the only beneficiary of my late father’s estate with all property in now in my sole name, including the house in Beaufort. The Beaufort property was put into my name in December. I want to move. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my property ownership will be treated the same way as though I had purchased the house in December. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be impacted by that. many banks would take a pragmatic view as this provision primarily exists to pick up on subsales or the flipping of property.
I am currently in the process of buying my council flat in Beaufort. I have a mortgage offer with TSB. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.
After what seems like an age I have had an offer on a flat in Beaufort agreed to, the owners do however have a connected purchase. The vendors have offered on a property, but it’s not yet tied up, and are looking at other properties in the pipeline. I have chosen a local conveyancing solicitor in Beaufort. What should be my next step? When do I get the mortgage application with Bank of Ireland going?
It is normal to have apprehensions where there is a chain as you are unlikely to want to incur costs too early (home loan application is approx £1k, then survey, Beaufort conveyancing search charges, etc). The first thing to do is ensure that your conveyancing practitioner is on the Bank of Ireland conveyancing panel. Regarding the next steps this very much depends on the specifics of your case, desire for this property and on the state of the market. In a rising market the majority of buyers would apply for a home loan with Bank of Ireland and pay for the valuation and only if it was satisfactory would they ask their property lawyer to proceed with searches.
I used Arc property Solicitors several years ago for my conveyancing in Beaufort. Now, I need my documents however the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Beaufort of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Just had an offer accepted on a new build apartment in Beaufort. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Beaufort
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Please supply a car parking plan. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please supply evidence that the form of Lease proposed has been approved by the Land Registry.
I am a couple of weeks into a freehold purchase having been referred to solicitors by the estate agent to do our conveyancing in Beaufort. I am not happy. Could you help me find new conveyancers?
They would need to be very bad in order to consider changing them. Has the loan offer been sent? In the event that it has you need to inform them of the new contact details and have the mortgage documents are re-sent. Your new solicitor ideally should be on the mortgage company panel to avoid escalating fees and delays. So that should be your starting point. The search tool can assist you in finding a lender approved lawyer for your conveyancing in Beaufort
There are plenty of properties in Beaufort on unadopted roads. I am purchasing such a house. What are the advantages and disadvantages of buying a residence on a privately owned road?
Beaufort conveyancing solicitors will be familiar with dealing propertieson private. The conveyancing practitioner will review the title to find any rights or responsibilities. In many cases there is a residents association that proprietors pay into for the upkeep of the road. Where one exists, the road should be maintained and appear nicer than council maintained.