We are getting closer to an exchange on a flat in Blackwood and my parents have transferred the ten percent deposit to my lawyer. I am now advised that as the deposit has not arrived from me my conveyancer needs to make a notification to my mortgage company. I am advised that, in also acting for the bank he must inform them that the balance of the purchase price is not just from me. I informed the mortgage company about my parents' contribution when I applied for the mortgage, so is it really necessary for this now to delay the deal?
Your solicitor is legally required to check with the bank to ensure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only notify this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.
Is there a reason why leasehold purchase conveyancing in Blackwood costs more?
In summary, leasehold conveyancing in Blackwood and elsewhere usually warrants extra due diligence compared to freehold transactions. This includes analysing the lease terms, corresponding with the landlord about serving required notices, securing current service charge and management information, obtaining the landlord’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – no matter how many different owners have owned the lease since it was first entered into.
About to place a bid on a leasehold flat in Blackwood. The property agents tell me that it is normal for flats in Blackwood to have less than 75 years remaining. I am obtaining a mortgage with Tesco Bank. Will the property be mortgageable given that the lease has 72 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 25/1/2026 the requirements read as follows :
There are a variety of conveyancing solicitors in Blackwood but how do I know who I should use?
It would be unwise to be swayed by the cheapest Blackwood conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
My uncle advised me that in purchasing a property in Blackwood there could be a number of restrictions prohibiting external alterations to a property. Is this right?
There are anumerous of properties in Blackwood which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Blackwood should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am selling my flat. I had a double glazing fitted in May 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Coventry BS are being a right pain. The Blackwood solicitor who is on the Coventry BS conveyancing panel is saying indemnity insurance will be fine but Coventry BS are insisting on a building regulation certificate. Why do Coventry BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Coventry BS have referred the matter to their valuer. The reason why Coventry BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
The deeds to our home are lost. The conveyancers who dealt with the conveyancing in Blackwood 10 years ago no longer exist. What do I do?
You no longer need to have the physical official documentation to prove you are the owner of your registered land or premises, given that the Land Registry hold details of all registered land or property electronically.
I am using a search engine for the phrase on line conveyancing in Blackwood it shows results of numerous property lawyersin the area. With so much choice what is the best way to find the suitable conveyancer for the sale of my house?
The ideal method of seeking the right conveyancer is via personal recommendation, so seek the guidance of friends and those you trust who have purchased a property in Blackwood or a respected estate agent or mortgage broker. Costs for conveyancing in Blackwood differ, so it's sensible to obtain a minimum of three costs illustrations from different property lawyers. Make sure that you clarify that the fees are fixed.