My wife and I have recently appointed a conveyancing solicitor in Bordon. I I would like to check if they are on the Platform Home Loans Ltd conveyancing panel. Can you or the lender confirm if they are on the panel?
The first thing you should do is call the lawyer and ask them if they are on the lender panel. Otherwise you should call Platform Home Loans Ltd who may be able to confirm.
We are buying a flat in Bordon. It might be a silly question but how we can trust a solicitor? On completion day we have to put our life savings into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I recently had an offer accepted on an apartment in Bordon. My mortgage broker recommended their conveyancers. I paid an advanced payment of £175. Soon after, the conveyancer called me to say that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am selling my apartment. I had a double glazing fitted in October 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Barclays are being difficult. The Bordon solicitor who is on the Barclays conveyancing panel is saying indemnity insurance will be fine but Barclays are requiring a building regulation certificate. Why do Barclays have a conveyancing panel if they don't accept advice from them?
It is probably the case that Barclays have referred the matter to their valuer. The reason why Barclays may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I am purchasing a house and the solicitor has referenced Chancel Repair to which the house could be obligated to pay given it’s proximity to the area of such a church. She has recommended insurance. Is this strictly necessary for conveyancing in Bordon
Unless a previous acquisition of the property took place post 12 October 2013 you could expect lawyers handling conveyancing in Bordon to remain recommending a chancel search and or chancel repair liability policy.
I opted to have a survey done on a property in Bordon ahead of retaining solicitors. I have been told that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies may not grant a mortgage on such a property.
It varies from the lender to lender. Lloyds has different requirements from Halifax. If you contact us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Bordon. Conveyancing will be smoother if you use a solicitor in Bordon especially if they are acquainted with such properties in Bordon.
I am 18 days into a leasehold purchase having been directed to solicitors by the selling agent to handle our conveyancing in Bordon. I am not happy. Could you help me find new conveyancers?
A conveyancer would need to be really bad in order to consider replacing them. Has your loan offer been issued? If so you need to inform them of the new lawyer and get the loan are issued to the new lawyers. Your new solicitor ideally needs to be on the lenders approved list to avoid supplemental charges and complications. So that should be your first question of the new lawyers. Our find a solicitor tool should assist you in finding a bank approved solicitor for your home move in Bordon
What can I do to determine who is the owner of a house in Bordon?
Assuming that the premises is registered with HMLR, and you have sufficient details of the address of the premises, you will be able to obtain details from the HM Land Registry of the registered proprietor for a fee.