At what point will exchange of contracts happen for purchase conveyancing in Headley and am I required to be at the conveyancers office?
If you are in close proximity to one of the conveyancing solicitors in Headley you are welcome to come in to sign documents. That being said, the firms we work with provide a national conveyancing service and provide just as diligent and professional a job for you when dealing with you electronically. The signing of the contract is not when everything is set in stone. A signed contract is necessary for the firm to address the formalities when the time is right, which is ordinarily shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where an extended "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Headley)to be in the office at the appropriate time.
My apartment in Headley is up for sale and I have a buyer. Does my lawyer have to be required to be on the Kent Reliance conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Kent Reliance conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently in recent years.
Just acquired a detached house in Headley , how long will it take for the Land Registry to register my proprietorship? My Headley conveyancing solicitor has been very slow, so I want to be certain that my ownership is registered.
As far as conveyancing in Headley is concerned, registration is no quicker or slower than anywhere else in England and Wales. Rather than based on location, timeframes can differ according to the party submitting the application, whether there are errors and whether the Land registry communicate with any third persons or bodies. Currently approximately three quarters of submission are completed in less than three weeks but some can be subject to longer delays. Historically registration takes place once the purchaser is living at the premises therefore an expedited registration is not always an essential issue but if there is a degree of urgency associated with the registration then you or your lawyers could communicate with the Registry to express the reasoning for the application to be prioritised.
How does conveyancing in Headley differ for newly converted properties?
Most buyers of new build property in Headley come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is completed. This is because builders in Headley tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Headley or who has acted in the same development.
I opted to have a survey carried out on a property in Headley ahead of appointing solicitors. I have been informed that there is a flying freehold element to the property. The surveyor advised that some mortgage companies may refuse to issue a loan on a flying freehold house.
It depends who your proposed lender is. HSBC has different requirements from Halifax. Should you wish to telephone us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Headley. Conveyancing may be slightly more expensive based on your lender's requirements.
My partner has recommend that I instruct his conveyancers in Headley. Should I find my own conveyancer?
There are no two ways about it the ideal way to find a conveyancing solicitor is to have referrals from friends or family who have actually experience in using the solicitor that you are considering.