Our Fleet solicitor has uncovered a discrepancy when comparing the assumptions in the home valuation survey and what is in the conveyancing documents. My lawyer informs me that he is obliged to ensure that the bank is happy with this discrepancy and is still content to lend. Is my conveyancer’s stance right?
Your lawyer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Can I use your services to find a Conveyancing solicitor in Fleet even if I’m not buying or disposing of a house, for example where I want to buy an office in Fleet with a loan from Coventry Building Society?
Our search tool is predominantly there to help choose residential conveyancing solicitors in Fleet but we have recorded towards the bottom of this page some Fleet commercial conveyancing firms. You should enquire with the solicitors directly to check if they can also act for Coventry Building Society
I am purchasing a garden flat in Fleet. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Fleet you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Fleet.
We are downsizing from our house in Fleet and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A high street Fleet conveyancer would know this is not the case. For the life of me I don't know why the purchasers are using a national conveyancing practice as opposed to a conveyancing solicitor in Fleet. Having lived in Fleet for many years we know of no issue. Do we get in touch with our local Authority to obtain confirmation that the buyers are looking for.
It would appear that you have a conveyancing firm currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Fleet is where the house is located. What do you suggest?
Flying freeholds in Fleet are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Fleet you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Fleet may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My sister purchased her house in Fleet 9 years past. She has since got married, divorced and has recently remarried. She now wishes to dispose of the Fleet property. I believe she will just be asked to provide a copy of the marriage papers to the conveyancer however she is anxious it will delay the house move. Should she appoint a property lawyer to update the Land Registry information for the property?
The is no need to update the title for the property on the basis that you have the evidence needed to show how the change of name resulted.
The buyer’s property lawyer should check the registered details and require evidence by way of proof of the name change for example marriage documentation.