I went with a high street firm for our conveyancing in Fleet yesterday. Going through the small print I noteI am responsible for costs even if the movedoes not happen. Should I go with them or use a web based conveyancing company advertising no-sale-no-fee conveyancing in Fleet?
It is usually ‘give and take’ in that if "No Completion No Fee" is offered then the conveyancing charges will generally be uplifted to cover those transactions that do not go ahead. Please beware that such arrangements generally do not protect you from disbursements for instance Fleet conveyancing search fees.
All was ready to move into my new home in Fleet next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the bank. What does the insurance need to cover?
All property lawyers on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These requirements are not specific to conveyancing in Fleet.
I own a freehold property in Fleet yet pay rent, why is this and what is this?
It is rare for properties in Fleet and has limited impact for conveyancing in Fleet but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.
Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.
I purchased my apartment on 1 April and my personal details are still not registered. Need I be worried? My conveyancing solicitor in Fleet expressed confidence that it should be concluded in less than a month. Are transfers in Fleet particularly slow to register?
As far as conveyancing in Fleet registration is no faster or slower than anywhere else in the country. Rather than based on location, timescales can differ subject to the party submitting the application, whether there are errors and whether the Land registry need to notify any other parties. At present approximately three quarters of such applications are fully dealt with within 12 days but occasionally there can be protracted delays. Historically registration occurs once the new owner is living at the property thus 'speed' is not always an essential issue but if there is a degree of urgency associated with the registration then you or your solicitor could communicate with the Registry to express the reasoning for an expedited registration.
What is different about your site and other web based conveyancing solicitors when it comes to conveyancing in Fleet?
At this site get a conveyancing costs illustration from a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Fleet. As opposed to estate agents and brokerage sites we do not have kick-back deals with solicitors. Many agents and online brokers 'recommend' solicitors paying the highest kickback, rather than the best value conveyancing in Fleet
What is the reason for my property lawyer requiring various items of identification ahead of starting my conveyancing in Fleet?
Fleet solicitors are required by the Law Society, SRA, HM Land Registry and current AML legislation to record that the have checked the identity of their clients. It will also be a condition of your lender if you are taking a mortgage. In addition they have to complete various forms, particularly those relating to Land Tax and need to have details such as your full names, NI number and date of birth.