I am expecting a AIP from Yorkshire BS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Yorkshire BS recommend any Fleet solicitors on the Yorkshire BS conveyancing panel, or is it better to go independently?
You will need to appoint Fleet solicitors independently although you'll need to choose one on the Yorkshire BS conveyancing panel. The solicitor represents both you and Yorkshire BS through the process.
Completion of my remortgage has taken place for my property in Fleet. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I've digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Fleet solicitor - who is on the Clydesdale conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Clydesdale will need an independent valuation of the property. Your lawyer will not arrange this. Usually Clydesdale will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Fleet postcode. As you are getting a mortgage with Clydesdale, you could contact them to see if they have a list of approved surveyors in Fleet.
We are purchasing a house and the conveyancer has referenced Chancel Repair for which the property may be obligated to pay as it falls into the area of such a church. He has suggested insurance. Is this strictly appropriate for conveyancing in Fleet
Unless a prior acquisition of the premises completed post 12 October 2013 you can assume that conveyancing practitioners delivering conveyancing in Fleet to continue to propose a a chancel search and or insurance against a claim.
I used Action Conveyancing several years ago for my conveyancing in Fleet. I now require my papers however cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Fleet of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am looking for a leasehold apartment up to £195,000 and found one round the corner in Fleet I like with a park and station in the vicinity, however it only has 61 years unexpired on the lease. I can't really find anything else in Fleet suitable, so just wondered if I would be making a mistake purchasing a short lease?
Should you need a mortgage the shortness of the lease may be a potential deal breaker. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of twenty four months you could ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.
What does commercial conveyancing in Fleet cover?
Fleet conveyancing for business premises incorporates a broad array of advice, offered by qualified solicitors, relating to business premises. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
At what point do I incur stamp duty payable for my conveyancing in Fleet?
The majority of property lawyers will complete a Land Transaction Return Form on your behalf during your Fleet conveyancing transaction for signature. On completion your solicitor will submit your Land Transaction application to the Inland Revenue and - as long as they have the money - pay any land tax liability for you.