The Fleet conveyancing firm handling our Fleet conveyancing has uncovered an inconsistency between the assumptions in the home valuation survey and what is revealed within the conveyancing documents. My lawyer has advised that he is duty bound to check that the lender is OK with this discrepancy and is content to go ahead. Is my lawyer’s stance correct?
Your conveyancer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
What does my ID and proof of funds have anything to do with my conveyancing in Fleet? What am I being asked for?
Fleet conveyancing solicitors as well as nationwide property lawyers throughout the UK have a duty under money laundering regulations to check the identity of any client with a view to ensure that clients are who they say they are.
Conveyancing clients will need to provide two forms of certified ID; proof of identity (usually a Passport or Driving Licence) and evidence of address (typically a Utility Bill no more than three months).
Proof of source of funds is also necessary under the money laundering regulations as lawyers are obliged to ensure that the money you are utilising to buy a property (whether it be the deposit for exchange or the total purchase monies where you are a cash purchaser) has come from legitimate source (such as employment savings) and is not the fruits of criminal activity.
Have just purchased a repossessed house at auction in Fleet. Conveyancing is necessary. What happens now?
Given that you are now exchanged you now have to retain a conveyancing practitioner as a matter of urgency as you are faced with a tight deadline in which to complete the deal. All auction property should have a corresponding auction set of papers. This should include the copy title deeds, local authority and drainage searches. In the case of leasehold premises the conveyancing papers should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to a leasehold property. You must pass this on to the conveyancer instructed by you ASAP. You also need to ensure that your finances are in place to complete on the date specified in the contract.
Completion of my remortgage has taken place for my property in Fleet. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I had an offer accepted on an apartment in Fleet on 15/10/2025, valuation was booked five days after, all came back fine. Solicitor appointed, so all that was missing was my mortgage offer. Having made daily calls to Coventry BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Coventry BS conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Fleet. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Fleet
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Forfeiture - bankruptcy or liquidation must not apply under this provision. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
I am looking for a ground for flat up to £235,500 and identified one near me in Fleet I like with a park and station in the vicinity, however it's only got 49 years on the lease. There is not much else in Fleet in this price bracket, so just wondered if I would be making a mistake buying a short lease?
If you require a home loan the remaining unexpired lease term will likely be a potential deal breaker. Discount the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of 2 years you can request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this matter.
I have been recommended by a number of estate agents in Fleet to select a conveyancer using your seach tool. What’s the financial advantage for Estate Agents to recommend your site over alternative conveyancing organisations?
We refuse to give any commission for sending work in our direction. We found it would be just too difficult a fee because members of the public would think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.