We were about to choose a conveyancing solicitor in Blackfen listed using your search tool but have come across alternative fee calculations via the web seem less expensive – how come?
There are many firms of solicitors promoting so-called cut-price conveyancing, unfortunately it’s common in such cases for additionalcosts result in the completion fee totally different to the one you expected. According to the Legal Ombudsman fees outlined in terms of engagement should be fair and reasonable invoiced The law firms that we put forward for conveyancing in Blackfen genuinely set out all legal fees for a residential conveyancing transaction.
I require conveyancing for a flat in a fairly new development (6 years built) in Blackfen. Almost all the appartments have already been disposed of. Is it really necessary to order conveyancing searches for my conveyancing in Blackfen?
You would be taking a significant risk in failing carrying out Blackfen conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal necessity to have them, but we would seriously advise in no uncertain terms that you have them. If time pressures and cost are top of your concerns you should consider with your conveyancer about the options such as lack of search insurance available to you
My grandfather passed away six months ago and as sole heir and executor I was left the house in Blackfen. The house had a relatively small loan left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Nottingham, pay off the mortgage. Is this allowed?
If you plan to refinance then Nottingham will require that you use a conveyancer on the Nottingham conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nottingham conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nottingham mortgage is registered as a charge at the Land Registry.
I have a semi-detached Victorian house in Blackfen. Conveyancing lawyer represented me and Barclays . I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold under the matching property. Is it worth asking Barclays to clarify?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Blackfen and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with your conveyancing solicitor who conducted the purchase.
I am looking for a leasehold apartment up to £245,000 and identified one round the corner in Blackfen I like with a park and transport links in the vicinity, however it only has 61 years on the lease. There is not much else in Blackfen for this price, so just wondered if I would be making a grave error buying a lease with such few years left?
Should you need a mortgage the remaining unexpired lease term will be problematic. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you could ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.
I need to retain a conveyancing solicitor for my conveyancing in Blackfen. I've land on a site which looks to be the perfect offering If there is a chance to get all formalities completed via email that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?