I have given 8 weeks notice to my current landlord and must vacate my rented flat in Balby by 19/10/2026. Conveyancing for my house purchase is underway. Can I complete in 4 weeks as I wish to avoid having to find temporary accommodation?
Generally one should not give notice on a rental until your lawyer suggests that you should. Assuming that you have not previously done so, notify to your conveyancer and request that they cajole the sellers side, try to an agreed time frame that everyone will work to achieve
Completed the sale of my flat in Balby last June but my buyer keeps telephoning every few hours to say his conveyancer is waiting to hear from mine. What should have happened following completion?
Post completion of your disposal your solicitor is duty bound to forward the transfer deeds and all additional paperwork to the buyer’s solicitors. Where appropriate, your conveyancer should also confirm that the legal charge in favour of the lender has been redeemed to the purchasers conveyancers. There is unlikely to be post completion requirements just for conveyancing in Balby.
It is unclear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Balby building society branch on various occasions and was informed it wasn't a problem and they would lend. My Balby conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.
Provided that the solicitor is on the mortgage company approved list, she or he must adhere to the CML Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
I was told three weeks ago that my mortgage has been agreed to by TSB. Is it usual for TSB to only issue the offer once my solicitor in Balby is approved on their conveyancing panel? TSB have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
After shopping around on the internet I have found a Balby lawyer having checked that they are on the Kent Reliance conveyancing panel. Does my lawyer arrange the survey of the property?
Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Balby postcode. As you are getting a mortgage with Kent Reliance, you could contact them to see if they have a list of approved surveyors in Balby.
My wife and I own a renovated Victorian property in Balby. Conveyancing lawyer represented me and Skipton Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold under the exact same address. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Balby and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with your conveyancing practitioner who conducted the purchase.
I am 18 days into a leasehold purchase having been recommend to a firm by the estate agent to do our conveyancing in Balby. I am am very frustrated with the level of service. Can you you assist me in finding new conveyancers?
They would need to be very bad to suggest changing them. Has your loan offer been sent? In the event that it has you will need to inform them of the new conveyancer and get the loan are issued to the new lawyers. The conveyancer needs to be on the mortgage company approved list to avoid supplemental charges and frustration. So that should be your starting point. The search tool should assist you in finding a lender approved conveyancer for your home move in Balby
There are only Sixty One years left on my flat in Balby. I am keen to extend my lease but my freeholder is can not be found. What are my options?
If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be lengthened by the Court. However, you will be required to prove that you or your lawyers have used your best endeavours to locate the lessor. In some cases an enquiry agent may be useful to conduct investigations and prepare a report to be accepted by the court as evidence that the freeholder is indeed missing. It is wise to seek advice from a solicitor both on investigating the landlord’s disappearance and the vesting order request to the County Court overseeing Balby.
I inherited a ground floor flat in Balby, conveyancing was carried out November 1995. Can you work out an approximate cost of a lease extension? Comparable properties in Balby with over 90 years remaining are worth £211,000. The average or mid-range amount of ground rent is £45 charged once a year. The lease ceases on 21st October 2094
With just 68 years unexpired we estimate the price of your lease extension to range between £9,500 and £11,000 plus costs.
The suggested premium range above a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of detailed investigations. You should not use this information in tribunal or court proceedings. There are no doubt additional concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action based on this information before seeking the advice of a professional.