Having sold my house in Conisbrough last May but my buyer keeps telephoning every few hours to moan that their conveyancer is waiting to hear from mine. What should my lawyer have done following completion?
Following your house sale your conveyancer should forward the transfer deeds and all additional paperwork to the purchaser's conveyancer. Where appropriate, your conveyancer must also confirm that the home loan has been discharged to the buyers lawyers. There is unlikely to be post completion tasks unique to conveyancing in Conisbrough.
Please help - my lawyer says that restrictive coveneant insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Conisbrough?
The right level of restrictive coveneant indemnity insurance should be dictated by who your lender. It would differ for example between Santander and Skipton Building Society. Conveyancing practitioners as opposed to borrowers take out such policies.
I have paid off my mortgage with Nationwide. I assume I don't need a Conisbrough lawyer on the Nationwide panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Nationwide mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nationwide mortgage from the register. Nationwide, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nationwide has sent the Land Registry the discharge electronically, and
- Nationwide has instructed the Land Registry to do so
Completion of my purchase has taken place for my property in Conisbrough. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I used Stirling Law several years ago for my conveyancing in Conisbrough. I now require my papers however cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Conisbrough of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Conisbrough is where the house is located. What do you suggest?
Flying freeholds in Conisbrough are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Conisbrough you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Conisbrough may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Taking into account that I will soon spend £400,000 on 3 bedroom house in Conisbrough I would like to have a conversation with the lawyer about myhome move before instructing the firm. Can this be arranged?
We could not agree more - we would be delighted to talk to you we do not take any clients on without you speaking to the conveyancer who will be doing your property ownership legalities in Conisbrough.There is no ‘factory style conveyancing’ - every client is unique individual, not a file reference. The law firms that we put you in touch with believe that the fees you are quoted for your conveyancing in Conisbrough should be the figure that you end up paying.
Is planning consent necessary to change a house into two flats in Conisbrough? This has occurred to a property next door to a relative in Conisbrough and was not aware of the conversion until after the works were complete.
Planning Permission yes. Building Regulations yes.