I am acquiring property in Anston. My Conveyancer has never been on on the mortgage company approved list. Is it possible for me to appoint my Anston conveyancing solicitor notwithstanding that they are excluded from the bank panel of approved conveyancing solicitors?
Various options include
- Complete the purchase with your preferred Anston conveyancing practitioner but your mortgage company will need to use a lawyer from their approved list. This will result in additional charges together with probable delay.
- Choose a fresh lawyer to act in the purchase, obviously checking they are on the mortgage company conveyancing panel.
- Appeal to your solicitor to apply to join the lender panel
A colleague suggested that where I am buying in Anston I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is occasionally quoted for as part of the standard Anston conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about Anston around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Anston Education with maps and statistics, Local Amenities and other useful data concerning Anston.
It has been five months since my purchase conveyancing in Anston took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking for a conveyancing practitioner in Anston for my home move. Can I see a firm’s complaints history with the profession’s regulator?
One may find published Solicitor Regulator Association (SRA) decisions arising from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The SRA could recorded telephone calls for training purposes.
Can you offer any advice when it comes to finding a Anston conveyancing firm to carry out our lease extension conveyancing?
If you are instructing a conveyancer for lease extension works (regardless if they are a Anston conveyancing practice) it is essential that he or she should be familiar with the legislation and specialises in this area of work. We recommend that you make enquires with two or three firms including non Anston conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions might be helpful:
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How experienced is the firm with lease extension legislation? If they are not ALEP accredited then what is the reason?
I am the registered owner of a split level flat in Anston, conveyancing was carried out half a dozen years ago. Can you please calculate a probable premium for a statutory lease extension? Corresponding flats in Anston with an extended lease are worth £202,000. The ground rent is £60 per annum. The lease expires on 21st October 2082
With only 57 years remaining on your lease we estimate the premium for your lease extension to range between £28,500 and £33,000 as well as costs.
The figure above a general guide to costs for renewing a lease, but we are not able to supply the actual costs in the absence of comprehensive investigations. Do not use the figures in tribunal or court proceedings. There are no doubt other issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. You should not take any other action based on this information before seeking the advice of a professional.
Why can I not complete my conveyancing in Anston on May bank holiday?
Because on completion the money will pass between the banks of the buyer and owner’s conveyancer and currently this can only happen on a business day. It is not possible to complete on a weekend either.