Me and my partner are buying a apartment in Anston. It might be a silly question but how we can trust a lawyer? At some point we have to put funds into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Forgive me if this question is silly but I am unexperienced as FTB of a garden flat in Anston. Do I receive the keys to the house on the completion date from my solicitor? If this is the case, I will find a local conveyancing solicitor in Anston?
On the day of completion you will not be required to go to the conveyancers office in Anston. Your solicitors will transfer the purchase money to the vendor’s solicitors, and once they have received this, you will be invited to collect the keys from the property Agents and move into your new home. Usually this happens between 1 and 3pm.
I am purchasing a property in Anston. An unusual aspect is that the roof has a solar panel. Kent Reliance have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Kent Reliance your lawyer must comply with the formal instructions contained in Section two of UK Finance Lenders’ Handbook for Kent Reliance. The CML Handbook sets out minimum provisions for solar panel roof-space leases, and property lawyers are required to report to Kent Reliance where a lease fails to satisfy these conditions. The requirements relate to the installation of panels on properties nationwide and is not isolated to Anston.
We are downsizing from our property in Anston and according to the buyers it appears that there is a risk of it being constructed on contaminated land. Any local conveyancer would know this is not the case. It does beg the question why the buyers are using a national conveyancing outfit as opposed to a conveyancing solicitor in Anston. Having lived in Anston for six years we know that this is a non issue. Is it a good idea to contact our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing lawyer already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
How does conveyancing in Anston differ for newly converted properties?
Most buyers of new build premises in Anston approach us having been asked by the seller to exchange contracts and commit to the purchase even before the house is built. This is because new home sellers in Anston tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Anston or who has acted in the same development.
Due to the advice of my in-laws I had a survey completed on a property in Anston ahead of retaining lawyers. I have been informed that there is a flying freehold overhang to the property. Our surveyor has said that some banks may not grant a mortgage on a flying freehold home.
It depends who your proposed lender is. Lloyds has different instructions for example to Nationwide. If you contact us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Anston. Conveyancing will be smoother if you use a solicitor in Anston especially if they regularly deal with such properties in Anston.
I am looking for a conveyancing solicitor in Anston for my house move. Can I check a solicitor's complaints history with the legal regulator?
You may review presented Solicitor Regulator Association (SRA) decisions arising from investigations started on or after Jan 2008. Go to Check a solicitor's record. To find details Pre 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA may monitor call for training reasons.
I have recently had an offer accepted on an apartment in Anston and the estate agent that we are dealing with suggested his property lawyer. He quoted nine hundred pounds plus VAT and 3rd party costs. Does this sound expensive?
Don't just go on a single quote. You should seek like-for-like quotes for your conveyancing in Anston. Then pick one that you trust and just as important, is on the approved list of the bank that you are sourcing your mortgage from.