We are getting a further advance on our home loan from Bank of Ireland as we intend to conduct a loft conversion to our property in Anston. Do we need to appoint a high street Anston solicitor on the Bank of Ireland conveyancing panel to deal with the legals?
Bank of Ireland would not normally require a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Bank of Ireland conveyancing panel.
We were going to get a OIP from UBS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do UBS recommend any Anston solicitors on the UBS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Anston solicitors independently although you'll need to choose one on the UBS conveyancing panel. The solicitor represents both you and UBS through the process.
I am selling my house. I had a double glazing fitted in May 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Skipton are being pedantic. The Anston solicitor who is on the Skipton conveyancing panel is saying indemnity insurance will be fine but Skipton are requiring a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Are there restrictive covenants that are commonly identified during conveyancing in Anston?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Anston. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I decided to have a survey carried out on a house in Anston ahead of retaining solicitors. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies may not give a mortgage on a flying freehold house.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. Should you wish to telephone us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Anston. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Anston to see if the conveyancing costs will increase in light of this.
Is there anything unique about your site and other online quote calculators for conveyancing in Anston?
At this site receive a fixed fee costs illustration from a Solicitor or Licensed Conveyancer that appreciates the issues of your conveyancing in Anston. Unlike many estate agents and many comparison sites we are not in the business of charging firms a fee if you instruct them for your home move in Anston
Can you offer any advice when it comes to finding a Anston conveyancing practice to carry out our lease extension conveyancing?
When appointing a solicitor for lease extension works (regardless if they are a Anston conveyancing practice) it is essential that they be familiar with the legislation and specialises in this area of conveyancing. We recommend that you talk with several firms including non Anston conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions might be of use:
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How many lease extensions has the firm completed in Anston in the last twenty four months?
Leasehold Conveyancing in Anston - Examples of Questions you should consider Prior to Purchasing
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It would be sensible to find out if there are any onerous restrictions in the lease. For example plenty of leases prohibit pets being permitted in in a block in Anston. If you love the propertyin Anston but your cat can’t make the move with you then you will be faced difficult decision. Can you inform me if there are any major works in the planning that will add a premium to the service charges? Best to be warned if window replacement or some other significant cost is due in the foreseeable future to be shared by the leaseholders and will materially impact the level of the service charges or necessitate a one time payment.
Me and my wife are FTB’s just having agreed a price on a property in Anston, and are now looking to get solicitors instructed. We have made use of the numerous rating based websites and the results are from all across the the UK. Is it essential to have a Anston property lawyer local to your potential property? I am willing to do all the communicating electronically, but I assume at some point we may need to attend the solicitor's office to sign papers?
The conveyancer does not have to be in Anston, but opting for local means that you have the option to visit their offices if required, by way of example, if a signature is immediately necessary. Furthermore, a Anston solicitor have established relationships with local agents and (if the vendor has instructed a local lawyer) with them, which will help keep things moving faster.