Are the BSA planning on creating a searchable register to list firms on the Melton Mowbray Building Society conveyancing panel for example in Wrington?
We are not aware of any plans on the part of the BSA to promote such a register.
Is there a list of Coventry BS panel solicitors in Wrington on the Building Society Association’s Website?
No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. Very few lenders make their panel listings viewable online. Where you are looking for a Wrington solicitor on the Coventry BS please make the most of our tool.
is it true that all Wrington conveyancing solicitors on the Leeds Building Society conveyancing panel are regulated by the SRA?
As a firm of solicitors, in order to be on the Leeds Building Society approved list of solicitors they would need to be governed by the SRA. Some mortgage companies do allow licenced conveyancers on their panel in which case such practice would be governed by the Council of Licensed Conveyancers.
It is not clear whether my mortgage offer requires a lease extension. I have called into my local Wrington building society branch on various occasions and was informed it wasn't an issue and they will lend. My Wrington conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they refuse to lend based on their specific requirements. I simply don't know who is right.
The lawyer has to follow the CML Handbook section two conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
Despite weeks of looking the Title Certificate and documents to my property are lost. The solicitors who did the conveyancing in Wrington 10 years ago are no longer around. What are my next steps?
Assuming the title is registered the details of your proprietorship will be evidenced by the Land Registry under a Title Number. It is possible to conduct a search at the Land Registry, find your house and get current copies of the property title for less than a fiver. Where the title is Leasehold then the Land Registry will in most cases retain a certified copy of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.
Due to the guidance of my in-laws I had a survey completed on a property in Wrington ahead of instructing conveyancers. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some banks tend refuse to grant a loan on such a property.
It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. If you e-mail us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Wrington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Wrington to see if the conveyancing costs will increase in light of this.
I'm refinancing my current house to a BTL loan with Coventry Building Society and I will use the ballance of the raised equity as a down payment on another property. The neighborhood we are talking about is Wrington. Will your solicitors be able to act for the two lenders and link together the conveyances?
Do use our comparison tool on this site to ensure that the solicitors are on the appropriate lender panels. Having checked that they are your conveyancer will be able to connect the two deals but you should talk with you lawyer and make clear your desired outcome and needs.
My estate agent has recommended their lawyer for our conveyancing in Wrington - Surely it’s advisable to just instruct them?
It is not always the case and you are entitled to use whichever property lawyer you decide for your Wrington conveyancing. A conveyancer suggested by a 3rd party adviser may not necessarily be the right conveyancing practitioner, they may recommend their preferred conveyancing firm who are based remotely. In this instance you may not have contact with your solicitor and due to the lack of continuity in the transaction, it may be difficult to obtain updates.