Last August we completed a house move in Portishead. We have noticed several problems with the property which we believe were omitted in the conveyancing searches. Do we have any recourse? Can you clarify the nature of searches that needed to have been carried out for conveyancing in Portishead?
The query is vague as what problems have arisen and if they are unique to conveyancing in Portishead. Conveyancing searches and investigations undertaken during the buying process are carried out to help avoid problems. As part of the legal transfer of property, a seller answers a questionnaire called a Seller’s Property Information Form. answers turns out to be incorrect, you could possibly take legal action against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Portishead.
Can your site be used to find a Conveyancing solicitor in Portishead even where I’m not purchasing or selling a house, for instance where I intend to buy an office in Portishead with a mortgage from Godiva Mortgages Ltd?
The service is mainly utilised to find residential conveyancing solicitors in Portishead but we have recorded towards the end of this page a few Portishead commercial conveyancing firms. You should make contact with the company directly to see if they can also act for Godiva Mortgages Ltd
I am selling my flat in Portishead. Does my solicitor have to be required to be on the Principality conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Principality conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently currently.
We had appointed solicitors based in Portishead on the Yorkshire BS solicitor approved list. They are now charging me a separate charge for handling the Yorkshire BS mortgage. Is this an additional conveyancing fee specified by Yorkshire BS?
Provided it is contained in their Terms of Engagement or Quote then yes your lawyer may charge a fee for this. The fee is not dictated by Yorkshire BS but by your Portishead solicitor. Some firms on the Yorkshire BS panel will levy ’dealing with mortgage’ fee and others do not.
My wife and I are in the throws of looking at houses in Portishead and I am about to put in an offer. Should I already have a conveyancing practitioner appointed at this point? I intend to finance via a home loan with Skipton.
You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are taking out a mortgage with Skipton, ask your prospective lawyers if they are on the Skipton conveyancing panel otherwise they can't do the mortgage legal work.
I have decided to exercise my right to buy my property in Portishead off the council. I have a mortgage agreed with HSBC. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.
I am buying a new build apartment in Portishead. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Portishead
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. There must be mutual enforceability of lessee’s covenants. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please confirm the Lease plans are surveyor prepared.
Is it the case that all Portishead conveyancers on every lender conveyancing panel?
The Lexsure search tool on this page may be of use or you can drop into your local bank branch in Portishead. the probability is that they will know some good conveyancing solicitors in Portishead