We note that you have a search directory listing solicitors on the Nottingham conveyancing panel. Do companies pay you a referral fee if I appoint them for our own conveyancing in Portishead?
We are a listing service only for law firms wishing to communicate if they are on the Nottingham conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Portishead.
Our bank has recommended solicitors on their panel based in Portishead but I would rather use a conveyancing lawyer in Portishead local to me. Are you able to assist?
Far from all Portishead conveyancing practices are listed all banks conveyancing panel. Use the above search tool to identify a Portishead conveyancing firm on the on the lender panel.
My stepmother advised me that in purchasing a property in Portishead there could be a number of restrictions prohibiting external changes to the property. Is this right?
There are anumerous of properties in Portishead which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Portishead should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am currently in the process of buying my council flat in Portishead. I have a mortgage offer with Santander. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Santander, you will need to appoint a solicitor on the Santander conveyancing panel.
I currently have a mortgage with Barclays for my property in Portishead. Conveyancing was finalised 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Barclays?
Your original mortgage agreement with Barclays will provide that you need their approval before letting out your property as this is likely to be a breach of Barclays’s mortgage conditions. It may be that Barclays will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Barclays directly. You need not do this via a Barclays conveyancing panel firm.
I need some quick conveyancing in Portishead as I have pressure to exchange contracts inside one month. A mortgage is not required. Can I escape the need for conveyancing searches to save fees and time?
As you are not getting a home loan you are at free not to do searches although no conveyancer would recommend that you don't. Drawing on our experience of conveyancing in Portishead the following are instances of what can crop up and therefore affect the marketability of the property: Refused Planning Applications, Overdue Charges, Overdue Grants, Railway Schemes,...
I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Portishead is where the house is located. Can you offer any assistance?
Flying freeholds in Portishead are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Portishead you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Portishead may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I’m about to sell my ground floor apartment in Portishead. Conveyancing is yet to be initiated, however I have just had a quarterly maintenance charge demand – Do I pay up?
Your conveyancing lawyer is likely to suggest that you should clear the service charge as normal as all rents and service payments should be apportioned on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
Leasehold Conveyancing in Portishead - Examples of Queries Prior to Purchasing
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The best form of lease structure is a share of the freehold. In this arrangement the tenants have control and even though a managing agent is often employed where it is bigger than a house conversion, the managing agent employed by the leaseholders. This information is important as a) areas can result in problems in the building as the communal areas may begin to deteriorate where services remain unpaid b) if the leaseholders have a dispute with the managing agents you will wish to have full disclosure Is the freehold reversion owned jointly by the tenants?