Is there a reason to use a Clevedon conveyancing practice when online alternatives are less expensive?
To take your time to find shop around for conveyancing costs in Clevedon and you should seek a reasonable quote but don’t become consumed with getting the lowest priced Clevedon conveyancer. Appointing the right conveyancer can be the distinction between a smooth and a stressful home move. You need to ensure that you have expert guidance from a trusted conveyancer. An e-mail can never take the place of a phone conversation and can never replicate a face to face meeting. The firms that we work with will allocate you a qualified and experienced conveyancing solicitor who can handle your conveyancing from beginning to end, giving the sort of hand holding that you are unlikely to received from an internet conveyancer. Our lawyers will update you as to any developments and keep you informed. If you ever need to call the firm you will be sure who you need to speak to and we'll ensure you are kept fully informed.
Completed the sale of my flat in Clevedon last December yet the purchaser is telephoning daily to moan that his conveyancer is waiting to hear from myconveyancer. What should have happened now that I have sold?
Post completion of your house sale your solicitor should send the transfer deeds and all additional paperwork to the buyer’s conveyancer. Depending on the transaction, your lawyer should also send confirmation that the mortgage has been redeemed to the purchasers lawyers. There is unlikely to be post completion procedures unique to conveyancing in Clevedon.
Does a directory service exist listing UBS panel solicitors in Clevedon on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. A small selection of lending institutions make their panel listings open the public on the web. Where you are seeking to appoint a Clevedon conveyancer on the UBS please make the most of our facility.
We were going to get a OIP from Yorkshire BS this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Yorkshire BS recommend any Clevedon solicitors on the Yorkshire BS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Clevedon solicitors independently although you'll need to choose one on the Yorkshire BS conveyancing panel. The solicitor represents both you and Yorkshire BS through the process.
It is unclear whether my mortgage offer requires a lease extension. I have called my Clevedon bank branch on numerous occasions and was advised it wasn't a problem and they will lend. My Clevedon conveyancing solicitor - who is on the lender conveyancing panel- called to say that they will not lend based on their published requirements. I simply don't know who is right.
Provided that the conveyancer is on the mortgage company approved list, they must adhere to the Council of Mortgage Lenders’ Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
My partner and I are selling our home in Clevedon and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any high street Clevedon conveyancer would know that there is no such problem. It does beg the question why the purchasers instructed an internet conveyancing practice rather than a conveyancing solicitor in Clevedon. Having lived in Clevedon for three years we know of no issue. Should we get in touch with our local Authority to obtain confirmation that there is no issue.
It sounds as though you may have a conveyancing solicitor already. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Me and my brother have a terraced Edwardian property in Clevedon. Conveyancing practitioner represented me and Lloyds TSB Bank. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Clevedon and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing solicitor who conducted the conveyancing.
At long last our conveyancing in Clevedon is completing this Friday, yet the owners I am purchasing from has asked to vacate the next day at noon. Can I agree to this?
Where you need a mortgage then your property lawyer will require that you have vacant possession on Friday - the mortgage company will demand it.