My wife and I are due to complete buying a house in Clevedon but as a result of damage from some water damage at the property I have was able negotiate recompense from the seller of £2k taking the form of a reduction in the price. This was going to be dealt with as part of a side agreement but Santander will not permit this. Should they have been notified?
Any property lawyer that is on the Santander approved list is required to inform Santander of any amendments to the sale price. If you prohibit your conveyancer to report the reduction to Santander then they would have to discontinue acting for you. In addition, Santander and you would have to appoint a new solicitor for your conveyancing in Clevedon.
Can I be sure that the Clevedon conveyancing solicitor on the Bank of Ireland panel is any good?
When it comes to conveyancing in Clevedon obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the lawyer carrying out your transaction.
My wife and I have arranged a further advance on our mortgage from Leeds Building Society as we intend to carry out improvements to our house in Clevedon. Do we need to appoint a local Clevedon solicitor on the Leeds Building Society conveyancing panel to deal with the paperwork?
Leeds Building Society do not ordinarily instruct firms on their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society list.
I have paid off my mortgage with Coventry BS. I assume I don't need a Clevedon solicitor on the Coventry BS panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
Do I need to take out insurance to cover chancel repairs when acquiring a house in Clevedon?
Unless a previous purchase of the premises completed after 12 October 2013 you may expect conveyancing practitioners delivering conveyancing in Clevedon to remain recommending a chancel search and or chancel repair liability insurance.
I have todaydiscovered that Arc property Solicitors have closed. They conducted my conveyancing in Clevedon for a purchase of a freehold house 18 months ago. How can I establish that the property is not still registered in the name of the previous owner?
The quickest way to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Clevedon conveyancing specialists.
How do I search for a Clevedon solicitor on the Norwich and Peterborough Building Society conveyancing panel? I have wheels and am prepared to travel upto 10kilometers to meet the solicitor.
Feel free to make use of the tool on this website. Please choose the mortgage company and your location and you will see a number of Clevedon conveyancing lawyers based on proximity. We have listed some Clevedon conveyancing firms towards the end of this page and you can call them to verify if they are on the Norwich and Peterborough Building Society panel
What are your top tips when it comes to choosing a Clevedon conveyancing firm to carry out our lease extension conveyancing?
When appointing a conveyancer for your lease extension (regardless if they are a Clevedon conveyancing practice) it is essential that he or she should be familiar with the legislation and specialises in this area of work. We suggest that you speak with two or three firms including non Clevedon conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions could be of use:
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How familiar is the firm with lease extension legislation?
Clevedon Conveyancing for Leasehold Flats - Sample of Questions you should consider before Purchasing
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Best to be warned if a new roof is being installed or some other significant cost is pending that will be shared by the leasehold owners and will materially impact the level of the maintenance fees or require a one time invoice. Does the lease have onerous restrictions? This information is useful as a) areas can result in problems for the block as the communal areas may start to deteriorate where services are not paid for b) if the tenants have a dispute with the managing agents you will wish to know about it