We are getting closer to an exchange on a flat in Clevedon and my parents have sent the exchange deposit to my solicitor. I am now told that as the deposit has not arrived from me my solicitor needs to disclose this to my bank. I am advised that, in also acting for the mortgage company he must inform them that the balance of the purchase price is coming from anyone other than me. I advised the bank about my parents' contribution when I applied for the home loan, so is it really appropriate for him to raise this?
Your property lawyer is duty bound to check with lender to make sure that they are aware that the balance of the purchase price is not from your own resources. Your solicitor can only report this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.
My brother-in-law has suggested I instruct a conveyancing solicitor in Clevedon. I I would like to check if they are on the Nottingham Building Society conveyancing panel. Could you or the lender confirm if they are on the panel?
The first thing you should do is e-mail the conveyancer and enquire whether they can act for the lender. Otherwise please get in touch with Nottingham Building Society who may be able to assist.
I am downsizing from our property in Clevedon and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. A high street Clevedon lawyer would know that there is no such problem. It does beg the question why the purchasers instructed a web based conveyancing outfit rather than a conveyancing solicitor in Clevedon. Having lived in Clevedon for three years we know that this is a non issue. Do we contact our local Authority to seek clarification that there is no issue.
It would appear that you have a conveyancing firm already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I opted to have a survey completed on a house in Clevedon in advance of retaining solicitors. I have been informed that there is a flying freehold element to the property. Our surveyor advised that some lenders will not grant a loan on such a house.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. Should you wish to call us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Clevedon. Conveyancing will be smoother if you use a solicitor in Clevedon especially if they are familiar with such properties in Clevedon.
Are there any apps to help identify a Clevedon solicitor on the Barclays Direct conveyancing panel? I drive a motor bike and am willing to travel upto 20kilometers to meet the solicitor.
Feel free to make use of the facility on this website. Please choose the mortgage company and your location and you will see a number of Clevedon conveyancing lawyers locally. We have detailed some Clevedon conveyancing firms at the bottom of this page and you can ring them to verify if they are on the Barclays Direct member panel
My father-in-law has encouraged me to instruct his lawyers for conveyancing in Clevedon. Should I use them?
There are no two ways about it the best way to find a conveyancing solicitor is to seek feedback from friends or relatives who have used the solicitor you're are thinking of instructing.