We are purchasing a house and require a conveyancing solicitor in Clevedon who is on the Santander solicitor panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Clevedon.
My aunt pointed out to me me that in purchasing a property in Clevedon there could be a number of restrictions preventing external changes to the property. Is this right?
We are aware of a number of properties in Clevedon which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Clevedon should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it correct that all Clevedon CQS (Conveyancing Quality Scheme) solicitors are on the Virgin Money conveyancing panel?
Some major lenders now make use of CQS as the starting point for Panel approval such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of conveyancing solicitors.
I am currently in the process of buying my council flat in Clevedon. I have a mortgage agreed with RBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
My wife and I are close to exchanging contracts on the sale of our property in Clevedon and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. A high street Clevedon lawyer would know that there is no such problem. For the life of me I don't know why the buyers instructed an internet conveyancing practice rather than a conveyancing solicitor in Clevedon. Having lived in Clevedon for 5 years we know that this is a non issue. Should we get in touch with our local Authority to seek confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I'm buying my first flat in Clevedon with a mortgage from Leeds Building Society. The sellers would not reduce the amount so I negotiated £7000 of additionals instead. The estate agent advised me not disclose to my solicitor about this deal as it will impact my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what was supposed to be a quick, no chain conveyancing. Clevedon is the location of the property. Can you offer any guidance?
Flying freeholds in Clevedon are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Clevedon you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Clevedon may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My cousin has encouraged me to use his lawyers for conveyancing in Clevedon. Do I follow his advice?
There are no two ways about it it’s preferable to choose a conveyancing solicitor is to get guidance from friends or family who have actually used the firm that you are contemplating using.