We are looking to buy a house and need a conveyancing solicitor in Temple Fortune who is on the HSBC conveyancing panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Temple Fortune.
My fiance and I are purchasing a newly converted apartment in Temple Fortune with a homeloan from TSB.We would like to retain our Temple Fortune conveyancing practitioner but TSB says his firm is not listed on their "panel". We have to appoint a TSB panel solicitor or keep our high street solicitor and fork out for one of their panel ones to act for them. We feel as though this is unjust; is there anything we can do?
Unfortunately,no. The home loan issued to you contains various provisions, one of which will be that lawyers needs to be on the TSB approved list. in the past, most banks had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for TSB
I got the keys to my apartment on 6 April and the transaction details is not yet registered. Any reason for this? My conveyancing solicitor in Temple Fortune said it will be registered in a couple of weeks. Are titles in Temple Fortune uniquely lengthy to register?
As far as conveyancing in Temple Fortune is concerned, registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timeframes can differ subject to who lodges the application, whether it is in order and if the Land registry communicate with any third persons or bodies. As of today approximately 80% of submission are fully addressed in less than three weeks but occasionally there can be extensive hold-ups. Historically registration is effected once the buyer has moved in to the premises thus an expedited registration is not usually an essential issue yet where it is urgent that the the registration takes place urgently then you or your solicitor must contact the land registry and explain the circumstances.
I opted to have a survey carried out on a house in Temple Fortune before instructing conveyancers. I have been told that there is a flying freehold overhang to the house. The surveyor advised that some lenders may not grant a mortgage on a flying freehold property.
It varies from the lender to lender. HSBC has different instructions from Nationwide. If you e-mail us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Temple Fortune. Conveyancing will be smoother if you use a solicitor in Temple Fortune especially if they are familiar with such properties in Temple Fortune.
Should I use a Temple Fortune conveyancing solicitor who is local to the property I am hoping to buy? I have an old university friend who can deal with the legal work however his firm is located 300kilometers drive away.
The primary upside of using a local Temple Fortune conveyancing firm is that you can visit the firm to execute paperwork, present your ID and pester them where appropriate. They will also have local insight which is a benefit. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have used your friend and the majority were content that should outweigh using an unknown Temple Fortune conveyancing lawyer just because they are round the corner.
What are your top tips when it comes to appointing a Temple Fortune conveyancing firm to deal with our lease extension?
If you are instructing a conveyancer for your lease extension (regardless if they are a Temple Fortune conveyancing firm) it is essential that they be familiar with the legislation and specialises in this area of work. We advise that you speak with two or three firms including non Temple Fortune conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions might be useful:
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Can they put you in touch with clients in Temple Fortune who can give a testimonial? How experienced is the practice with lease extension legislation?
After months of dialogue we are unable to agree with our landlord on how much the lease extension should cost for our flat in Temple Fortune. Can we issue an application to the Residential Property Tribunal Service?
if there is a absentee freeholder or if there is dispute about what the lease extension should cost, under the relevant statutes it is possible to make an application to the Leasehold Valuation Tribunal to decide the price.
An example of a Lease Extension case for a Temple Fortune flat is Flat 2 2 Netherfield Road in April 2010. The Tribunale held that premium payable for a 90 year extension to the existing Lease should be £7,705. This case related to 1 flat. The unexpired term as at the valuation date was 76 years.