My partner and I are intent on purchasing a flat in Beverley. My Conveyancer has never been on on the lender conveyancing panel. Is it possible for me to use my Beverley conveyancing solicitor even though they are excluded from the bank panel?
You have numerous alternatives open to you here
- Proceed with your chosen Beverley property lawyer but your bank will no doubt use a property lawyer from their approved panel. This will result in additional charges together with probable delay.
- Choose a fresh solicitor to conduct the conveyancing, obviously checking they are on the lender conveyancing panel.
- Convince your lawyer to do everything within their powers to get listed on the bank’s panel of solicitors
Are the BSA intent on creating a searchable register to to identify law firms on the Melton Mowbray Building Society conveyancing panel for instance in Beverley?
Lexsure has not been advised of any plans on the part of the BSA to promote such a tool.
The deeds to my house can not be found. The solicitors who handled the conveyancing in Beverley 10 years ago have long since closed. What are my next steps?
You no longer need to have the physical original deeds to prove you own the land or property, as the Land Registry hold details of all registered land or property electronically.
Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Beverley is where the house is located. Is there any advice you can give?
Flying freeholds in Beverley are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Beverley you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Beverley may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I'm refinancing my primary property to a BTL mortgage with Bank of Ireland and I will use the rest of the raised equity as a deposit on another house. The area we are looking at is Beverley. Will your lawyers be able to act for both sets of lenders and link together the conveyances?
Make use of our search tool on this site to check that the conveyancers are on the appropriate lender panels. On the basis that they are the lawyer will be able to connect the two transactions but you should have a chat with you conveyancer and make clear your desired outcome and needs.
Been on the hunt for a lawyer for leasehold sale conveyancing in Beverley. We are selling, simple no mortgage to redeem, no hurry, no onward chain. Had an estimate from a conveyancing practitioner for a thousand pounds including VAT which is a tad high considering its so straightforward. Can I pay less for conveyancing in Beverley?
As it’s a sale only, £450 + VAT should be about the best for a Beverley solicitor firm.