I do hope you can help me. My Bicester lawyer is assuring me that she is duty bound toapply for Bicester conveyancing searches becausethe firm are on the HSBCsolicitor panel. Is my lawyer right?
Unfortunately both you and your lawyer have little choice here. As you are obtaining a mortgage with a lender your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your solicitor would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Bicester conveyancing searches.
We previously selected solicitors based in Bicester on the Clydesdale solicitor panel. They have just invoiced me a separate charge for dealing with the Clydesdale mortgage. Is this a supplemental conveyancing fee set by Clydesdale?
As unfair as it may appear, as long as it’s in their Terms of Engagement or Quote then yes your conveyancer may levy a fee for this. This fee is not dictated by Clydesdale but by your Bicester conveyancer. Plenty of firms on the Clydesdale panel will quote ’dealing with mortgage’ fee and others do not.
After weeks of negotiation I have agreed a price on an apartment in Bicester. My financial adviser recommended their conveyancers. I paid an on account payment of £200. A couple of days later, the conveyancing practitioner called me to say that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
After shopping around on the internet I have found a Bicester property lawyer having checked that they are on the Skipton conveyancing panel. Does my lawyer arrange the survey of the property?
Skipton will need an independent valuation of the property. Your lawyer will not arrange this. Usually Skipton will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Bicester postcode. As you are getting a mortgage with Skipton, you could contact them to see if they have a list of approved surveyors in Bicester.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Bicester. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Bicester
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply a car parking plan. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Due to the advice of my in-laws I had a survey completed on a property in Bicester ahead of appointing conveyancers. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some banks will refuse to grant a mortgage on a flying freehold premises.
It varies from the lender to lender. Lloyds has different requirements from Halifax. If you contact us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Bicester. Conveyancing may be slightly more expensive based on your lender's requirements.
I am looking into buying my first house which is in Bicester and I am already nervous. I couldn't find anything specific about Bicester. Conveyancing will be needed in due course but do you know about the Bicester area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Bicester. In the meantime here are some basic statistics that we found
Is it best to appoint a Bicester conveyancing lawyer who is local to the property I am hoping to buy? I have an old university friend who can carry out the legal work however his firm is located a couple of hundredmiles away.
The benefit of a high street Bicester conveyancing practice is that you can visit the firm to execute documents, present your identification documents and apply pressure on them where appropriate. They will also have local intelligence which is a bonus. However nothing is more important than finding someone that will pull out all the stops for you. If you know people who used your friend and in the main were happy that must trump using an unfamiliar Bicester conveyancing solicitor solely due to them being Bicester based.