My Kidlington lawyer has discovered a discrepancy between the information in the valuation report and what is in the conveyancing documents. My lawyer has advised that he must ensure that the bank is happy with this discrepancy and is content to go ahead. Is my conveyancer’s approach correct?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
It is is a decade since I bought my property in Kidlington. Conveyancing solicitors have just been instructed on the sale but I am unable to track down the deeds. Is this a problem?
You need not be too concerned. First the deeds may be retained by the mortgage company or they could be in the possession of the conveyancers who acted in your purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers procuring current official copies of the land registers. Nearly all conveyancing in Kidlington involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is resolvable.
Despite weeks of looking the Title Certificate and documents to my property can not be found. The solicitors who dealt with the conveyancing in Kidlington 10 years ago are no longer around. Will I be able to sell the house?
You no longer need to have the physical official documentation to establish that you are the owner of your registered land or property, as the Land Registry have everything they need in a digital format.
Taking into account that I am about to part with hundreds of thousands of pounds on a terraced house in Kidlington I would like to talk to a conveyancer regarding thehome move before instructing the firm. Can this be arranged?
Absolutely - we would be delighted to talk to you we do not take any clients on without you speaking to the solicitor who will be carrying out your property ownership legalities in Kidlington.There is no ‘factory style conveyancing’ - each client is an important individual, not a file reference. The solicitors that we put you in touch with believe that the figure you are quoted for your conveyancing in Kidlington should be the amount on the final invoice that you are charged.
I am looking for a conveyancing lawyer in Kidlington for my house move. Is there any facility to see a solicitor's complaints history with the profession’s regulator?
One can review presented Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Go to Check a solicitor's record. For details Pre 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The SRA may monitor call for training reasons.
I am purchasing a maisonette with all finances in place. My conveyancer has been given with 2 separate proof of photographic ID, bank statement, numerous utility bills. Now he requires a copy from a probate lawyer advising that the funds are in order and that it has come from inheritance and not selling fake watches.
In today’s world you will not be able to complete any Kidlington conveyancing transaction without first providing evidence of your identity to your lawyers. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are providing your driving licence as evidence of ID it must be both the paper part and photo card part, one is not acceptable without the other. Evidence of your source of funds is required under Money Laundering laws.